Ikamva Elinokubakho leBitcoin

Ingxaki ephambili ngemali yesiqhelo kukuba kufuneka sithembe kakhulu ukuze isebenze. Ibhanki ephambili kufuneka ithembeke ukuba ayiyi kuthoba ixabiso lemali, kodwa imbali yeemali ze-fiat izele ziziganeko zokungathembeki. Iibhanki kufuneka zithembe ukuba zigcine imali yethu kwaye ziyidlulisele ngombane, kodwa ziyiboleka rhoqo kwiimeko zokunyuka kwamatyala zize zishiyeke nezinto ezimbalwa kuphela zigcinwe njengemali egciniweyo.
Satoshi Nakamoto

7.1.0 Intshayelelo

Injongo yale module kukucetyisa ikamva elinokwenzeka leBitcoin kunye nefuthe elinokuthi libe nalo kuqoqosho lwethu. Xa sicinga ngemeko yekamva, kuyanceda ukuqwalasela ingxaki iBitcoin eyayizama ukuyisombulula xa yakhululwa okokuqala. Njengoko isicatshulwa esingasentla sibonisa, uSatoshi Nakamoto wayeqonda kakuhle ingxaki yokuthotywa kwamandla okuthenga kwemali ye-fiat. IBitcoin yadalwa njengesisombululo esiyilwe ngobunjineli.

IBitcoin yadalwa ukuze yenze imisebenzi emithathu ephambili yemali. Oko kukuthi, ukugcina ixabiso ngokuhamba kwexesha nendawo, ukusebenza njengendlela yokutshintshiselana kwimarike yeempahla neenkonzo, kunye nokusebenza njengoyunithi yokubala ukuze kulinganiswe kwaye kuthelekiswe ixabiso loqoqosho.

Ngoko ke, ukuze sihlolisise ikamva elinokwenzeka leBitcoin, kufuneka siqwalasele nganye kwezi misebenzi zemali ngokwahlukeneyo.

7.1.1 Ukugcina Ixabiso

Ukusukela ngoMatshi 2025, iBitcoin isesigabeni sokuqala sokuzimisa njengempahla yegolide yexesha elide kwiinkampani, iifandesi zomhlala-phantsi, oomasipala kwanemimandla karhulumente ngokusebenzisa iifandesi zobutyebi belizwe. Kuyinto eqhelekileyo ukubona iBitcoin ichazwa njenge ‘igolide yedijithali’ kwimithombo yeendaba yorhwebo eqhelekileyo. Njengoko lo msebenzi uqala ukuqondwa ngokubanzi, kufuneka silindele ukuba abalawuli beepropathi kunye neebhanki baqale ukunikela ngezisombululo ezijikeleze iBitcoin kwaye ukugcina iBTC kwiibhile zenkampani kube yinto eqhelekileyo kwiinkampani zabucala nezikarhulumente ngokufanayo.

Njengoko iBitcoin iqala ukwamkelwa ngakumbi kwicandelo labucala kwihlabathi liphela, kusenokwenzeka ukuba oorhulumente kunye neebhanki eziphambili kuya kufuneka bamkele itekhnoloji ngokusebenzayo, nto leyo enokubangela ukuba ibe yimpahla yokugcina ixabiso efana negolide. Urhulumente omtsha wase-US uchaze isicwangciso se-Strategic Bitcoin Reserve kwaye, nangona iinkcukacha ze-SBR zisasebenza, injongo yokugcina iBTC kwinqanaba likarhulumente icacile.

Ukuphela koMthengi Oqhutywa Ngetyala?

Kwiqoqosho le-fiat elikhula ngexabiso lemali, ubuninzi bamatyala angabizi kakhulu bukhuthaza ukuchitha ngokugqithisileyo, nto leyo ekhokelela abathengi abaninzi ekubeni bangene kwiityala ezinzima njengoko bephila ngaphezu kwamandla abo. Le meko ichaphazela kakhulu abo bangenamali eninzi kuluntu. Iqoqosho eliqhutywa yiBitcoin, apho imali igcina okanye inyusa amandla okuthenga ngokuhamba kwexesha, liya kukhuthaza abathengi ukuba baboleke kancinci kwaye bagcine kwiBitcoin.

Njengoko iBitcoin iqala ukwamkelwa njengendawo yokugcina ixabiso jikelele, sinokubona utshintsho olukhulu kwindlela abathengi baziphatha ngayo. IBitcoin ikhuthaza ingcinga yexesha elide okanye yokulibazisa iminqweno, nto leyo ekhuthaza ingqondo yokulinda ukuze ufumane umvuzo. Oku kuya kukhuthaza uluntu ukuba lugcine imali yekamva kwaye lwaleke kwiindlela zokuziphatha ezinxulumene nokwenza izigqibo zexesha elifutshane, ezikhokelela ekuchitheni ngokugqithisileyo nasekuchitheni okungadingekiyo.

Ukuziphatha koMthengi kunye neNdalo

Amashishini nawo aza kufuneka alungelelanise le ngcinga intsha. Okwangoku, uqoqosho oluqhutywa yimali ye-fiat lukhuthaza abathengi ukuba bachithe imali kwizinto abangazidingiyo kuba amandla okuthenga kwemali ehla ngokuhamba kwexesha. Le meko ikhuthaza amashishini ukuba avelise iimveliso ezisemgangathweni ophantsi apho ukuguga kwazo kucewangwe kwangaphambili. Uhlobo lweBitcoin oluthanda ukugcina ixabiso (olukhuthaza abathengi ukuba bagcine imali endaweni yokuyichitha) lwenza amashishini anyanzeleke ukuba avelise iimveliso ezisemgangathweni ophezulu nezihlala ixesha elide.

Olu tshintsho kwindlela abathengi namashishini abacinga ngayo lunokubangela utshintsho olukhulu kuqoqosho nakuluntu lwethu. Imveliso kunye nokusetyenziswa okucwangcisiweyo kuya kutshintsha kakhulu indlela esijongana ngayo nokugcinwa, ukuphinda kusetyenziswe kunye nokurisayikilisha, nto leyo eya kunciphisa kakhulu inkunkuma. Oku kulindeleke ukuba kube nefuthe elihle kakhulu kwindalo njengoko amashishini eqala ukugxila kwimveliso ezinzileyo kunye nomgangatho endaweni yobuninzi. Ukwehla okukhulu kwimveliso yeempahla ezingabizi nezilahlwayo kukhokelela ekunciphiseni kakhulu inkunkuma yendalo.

Ukuchasana Kwezopolitiko Okunokwenzeka

Nangona iziphumo ezilungileyo ezinxulumene nolu tshintsho zibonakala ngokucacileyo, kungathatha iminyaka ngaphambi kokuba ziqondwe luluntu ngokubanzi. Abapolitiki abaninzi nabathetha ngemiba yezoshishino bathetha kakuhle malunga nesidingo sokusuka kuqoqosho oluqhutywa kukuchitha ukuya kwiziphumo ezizinzileyo ngenxa yezizathu zokukhusela indalo. Nangona kunjalo, enyanisweni akukho nto itshintshileyo kuba utshintsho olunjalo luza kuzisa utshintsho olukhulu olungafuna, okona kungcono, ukungazinzi koqoqosho lwexesha elifutshane okanye, okona kubi, ixesha elide lokuncipha kwemizi-mveliso. Uluntu oluchaphazelekayo kakubi (mhlawumbi ngenxa yokuphulukana nemisebenzi kwicandelo labathengi) luza kucela oorhulumente ukuba bazame ukulawula okanye bade babuyise umkhwa. Abapolitiki kunye neebhanki eziphambili ezidume ngokucinga ixesha elifutshane nelijolise kwiivoti baza kuzama ukukhuthaza abathengi ukuba bachithe imali ngakumbi kwaye benze ukuba ukufumana amatyala kube lula, ngokunyusa inani lemali esetyenziswa kunye nokwehlisa inzala.

7.1.2 Indlela Yokutshintshiselana

Okwangoku, iBitcoin ayisetyenziswa kakhulu njengendlela yokutshintshiselana. Uluhlu oluphambili alusebenzi kakuhle kwiintlawulo zemihla ngemihla. Nangona kunjalo, ‘izisombululo zomaleko wesibini’, ezifana neLightning neLiquid, ziyakhula kwaye zibonisa ithemba, kwaye abanikeli beqonga abafana neLightspark baphuhlisa izisombululo ezijolise ekwandiseni intlawulo kwihlabathi liphela besebenzisa iLightning Network njengeqonga.

Ngelixa kufuneka silindele ukuba amashishini aphambili aqale ukwamkela iBitcoin kwiintlawulo eMntla Melika naseYurophu, amathuba akufutshane ezisombululo zentlawulo yemihla ngemihla akwiindawo ezisakhulayo. Ezi ziindawo ezinezakhiwo zebhanki ezibuthathaka kunye nokungabikho kokuthatha inxaxheba ebhankini phakathi koluntu. Kuloo bantu, ukufikelela kwi-smartphone kunye nonxibelelwano lwe-intanethi kuphela okudingekayo ukuze bathathe inxaxheba kuqoqosho lwehlabathi ngeBitcoin network.

Iidola zase-US ezizinzileyo, ezifana neTether, sele zibonisa ukukhula okukhulu kumazwe asakhulayo okanye kumazwe ajongene nokunyuka okukhulu kwamaxabiso. Urhulumente wase-US ubonakalise inkxaso engathanga ngqo yokukhula kwezi mali zizinzileyo kwihlabathi liphela njengoko zinqinisa ulawulo lwedola yase-US. Kumhlali ojongene nokunyuka okukhulu kwamaxabiso kwimali yasekhaya, inzuzo yokuba neakhawunti yedola yase-US icacile kwaye into engekho lula ukufumaneka kwinkqubo yebhanki yasekhaya.

Nangona abemi bamanye amazwe asakhulayo banokuthembela ngakumbi kwidola yase-US kunemali yabo yasekhaya, idola yase-US isengaphantsi kokuthotywa, nangona kungenjalo ngokukhawuleza. Njengoko abasebenzisi beemali zizinzileyo beqhelana ngakumbi nokuzigcina nokuzisebenzisa kwiintlawulo, kufuneka silindele ukuba abanye baqalise ukusebenzisa iBitcoin njengendlela yokugcina okanye ukwandisa amandla okuthenga. Ngale ndlela, sinokubona ukunyuka kokusetyenziswa kweemali zizinzileyo namhlanje njengenyathelo eliya ekwamkelweni okukhulu kweBitcoin kumazwe asakhulayo.

Izinto Ezinkulu Zexabiso

Kumazwe aphuhlileyo, apho iinkonzo zebhanki zikhona ngokulula kubemi nakwiinkampani, akukho sizathu sininzi sokusebenzisa iBitcoin kwiintlawulo zemihla ngemihla. Nangona kunjalo, kunokubakho izibonelelo ezinkulu xa kuthelekiswa neendlela zemveli zentlawulo kwizivumelwano ezinkulu, ezifana nokuthengiselana kwezindlu, ukuthenga iinqanawa okanye iinqwelo-moya ezininzi, ngakumbi xa kukho umba wamazwe ngamazwe.

Iibhanki zemveli zihlala zityhila iintlawulo eziphezulu (ngamanye amaxesha amashumi okanye amakhulu amawaka eerandi) kwiintlawulo zamazwe ngamazwe kwizivumelwano ezinkulu, ngakumbi xa ziquka utshintshiselwano lwemali. Kukho kwanokulibaziseka okukhulu kweentsuku ezininzi ngelixa kuqhutywa uphicotho lwamaqela, kwaye, nakweyiphi na imeko, iintlawulo zihlala zenzeka kuphela ngexesha leeyure zomsebenzi hayi ngeempelaveki.

Ngokwahlukileyo, intengiselwano yeBitcoin equka izigidi zeerandi ingenzeka nangaliphi na ixesha, emini okanye ebusuku, ngeempelaveki okanye ngeeholide zebhanki. Kwaye, ngokuxhomekeke kwinqanaba lomsebenzi wenethiwekhi, loo ntengiselwano ingenzeka ngemizuzu embalwa ngendleko ezincinci kwaye ibe nesigqibo esipheleleyo. Ukuqinisekiswa kokudluliselwa kwemali kungenziwa kwangoko.

Umnyhadala Wokutyikitya

Kwiimali zemveli, intengiselwano yamazwe ngamazwe equka izinto ezixabisa kakhulu (izindlu, inqanawa okanye inqwelo-moya) ngoku ibandakanya abalamli abaninzi, kuquka iibhanki, amagqwetha kunye neenkonzo zokugcina imali. Kungabakho imigaqo-nkqubo enzima ekufuneka ilandelwe, equka amazwe ngamazwe amaninzi kunye neemfuno zomthetho ezinzima kumazwe amaninzi, nto leyo eyongeza ixesha kunye neendleko.

Intengiselwano efanayo equka iBitcoin ingaba lula kakhulu, kuba inokususa abalamli abaninzi bemveli kwaye ibandakanye amagqwetha kuphela avela kumacala omabini. La magqwetha angalandela umnyhadala wokutyikitya othethwene ngawo kwangaphambili oza kudlulisa imali kusetyenziswa i-wallet ye-multisig lula ngemizuzu nangaliphi na ixesha. Ukudluliselwa kungabandakanya nesivumelwano esihlakaniphile esiza kukhulula ngokuzenzekelayo imali okanye iintlawulo ezinxulumeneyo xa umthengi egqibezele iimeko ezithile zokuhanjiswa. Le ndlela isusa amanyathelo amaninzi kunye nenani labalamli abathembekileyo abathatha inxaxheba kwintengiselwano, nto leyo enciphisa kakhulu ixesha, iindleko kunye nomngcipheko.

Ukongeza, kuba i-ledger yeBitcoin ixhaswe yindawo ekhuselekileyo kakhulu kwihlabathi, intengiselwano iba yirekhodi engaguqukiyo nengapheliyo. Oku kuqinisekisa ukucaca okupheleleyo kunye nokuba lula ukuphonononga, hayi kuphela kwabo bathatha inxaxheba kwintengiselwano, kodwa nakubabukeli bangaphandle ngaphandle kokuba kufuneka baqeshe abantu besithathu ukuba bajonge imeko yobunini. Le ndlela inokuba luncedo koorhulumente abafuna ukuqinisekisa ukuba irhafu efanelekileyo ihlawulwe.

Iintlawulo Ezincinci & Ezincinci Kakhulu

Kuyaziwa ukuba umaleko ophambili wenethiwekhi yeBitcoin awulungelanga iintlawulo ezincinci zemihla ngemihla ngenxa yokuxinana kunye nokulibaziseka kwexesha xa kudityaniswa iintengiselwano ezintsha kwi-ledger yehlabathi rhoqo emva kwemizuzu elishumi, ngokomndilili.

Okwangoku, iLightning Network iyahlangabezana nezinye zeemfuno zentlawulo ezincinci ngexesha langempela kwaye kufuneka silindele ukusetyenziswa kwale nethiwekhi kunye nezinye iilayer 2s kuqhubeke kukhula. Iinkqubo ziya kwakhiwa kwiilayer 2s ezenza iintlawulo zibe lula ngakumbi kunye namava omsebenzisi aphucukileyo. Iinkampani ezifana neLightspark zisebenza ekudibaniseni iLightning Network kwizicelo zoshishino kwaye kufuneka silindele ukuba amakhadi etyala, iMastercard neVisa, adibanise lo msebenzi nawo, ukuba bafuna ukuhlala befanelekileyo.

Ukukhula kweentlawulo ezincinci ezikhawulezayo kuya kuvumela ukukhula kweemodeli zokuhlawula ngokusetyenziswa kweenkonzo. Umzekelo, endaweni yokubhalisela ‘intlawulo yenyanga’ kwiTV, iimuvi okanye umxholo wezemidlalo, iintlawulo ezincinci zeBitcoin zinokwenziwa ngexesha lokusetyenziswa komxholo. Oku kuya kudibanisa iindleko ngokufanelekileyo nokusetyenziswa, kwenze kube nobulungisa phakathi komnikezeli kunye nomthengi.

7.1.3 Iyunithi Yokubala

Umsebenzi wemali njengomlinganiso wexabiso uvela kwimpumelelo yayo, kuqala njengendawo yokugcina ixabiso, emva koko njengendlela yokutshintshiselana. Xa iBitcoin sele isetyenziswa ngokubanzi kuqoqosho kwaye abathengisi beqala ukukhetha okanye ukufuna ukuhlawulwa ngeBTC endaweni yemali yasekuhlaleni, kufuneka silindele ukubona iimpahla neenkonzo zixabiswa ngale ndlela. Le yinto ebizwa ngokuba yinqanaba le-hyperbitcoinization. Kule meko, iBitcoin iba uzinzile ngakumbi kwaye ingashukumi kakhulu xa ithelekiswa nemali yasekuhlaleni njengendlela yokuxabisa.

Nangona i-hyperbitcoinization ingathatha iminyaka emininzi okanye amashumi eminyaka, sinokubona uqoqosho oluhamba ngokufanayo luvela kwiimarike eziphuhliweyo apho iBitcoin ikhona kunye nemali ye-fiat. Kule meko, iBTC ingasetyenziswa ukugcina imali ixesha elide, ngelixa imali ye-fiat isasetyenziswa kakhulu ekutshintshiselaneni kwemihla ngemihla. Ukongeza, amashishini aza kugcina iBTC kwiibhuku zawo ngelixa eqhubeka esebenzisa i-fiat kwimisebenzi eqhelekileyo. Oku kuhambelana nomthetho kaGresham, othi 'imali embi ikhupha imali elungileyo' kwaye oku kukhokelela ekubeni imali elungileyo (iBitcoin) igcinwe kwaye imali embi (i-fiat) ichithwe.

Kuhamba kwexesha, kwaye njengoko abathengisi beqhelana ngakumbi neBitcoin, kusenokwenzeka ukuba siza kubona ukwanda kwamashishini afuna ukuhlawulwa ngeBitcoin endaweni ye-fiat kwiintengiselwano zemihla ngemihla. Oku kungakhawuleza xa ukwehla kwamandla emali ye-fiat kuqhubeka kwaye ukunyuka kwamaxabiso kuyaqhubeka. Okukhona iBitcoin isetyenziswa kuqoqosho, ukungazinzi kwexabiso layo kuya kuncipha kwaye amandla ayo okuthenga aza kuzinza ngakumbi. Oku kuya kukhuthaza abathengisi abaninzi ukuba bajoyine uqoqosho lweBitcoin kwaye siza kubona iimpahla neenkonzo ezininzi zixabiswa ngeBitcoin.

Njengoko abathengisi abaninzi betshintshela kwiBitcoin njengomlinganiso wexabiso abakhethayo, kufuneka sibone ukuncipha kobukhulu boqoqosho obuphakathi kwemali ye-fiat. Olu tshintsho lunokunyusa ukunyuka kwamaxabiso kwi-fiat (ngaphandle kokuba kukho ukuncitshiswa okucacileyo kwimali ye-fiat), kubangele ukwehla kwamatyala kunye nokuwa kwamandla okuthenga kwemali ye-fiat. Isizathu sokunyuka kwamaxabiso kwi-fiat kukuba ukuba inani lempahla, iinkonzo kunye nomsebenzi onokuthengwa ngemali ye-fiat liyancipha, kodwa imali ye-fiat ihleli injalo, imali efanayo ijongene nezixhobo ezimbalwa, nto leyo ekhokelela ekunyukeni kwamaxabiso kwi-fiat.

Njengoko inethiwekhi yeBitcoin ikhula, uqoqosho oluhamba ngokufanayo lunokukhokelela kwi-hyperbitcoinization kwiminyaka ezayo.

7.1.4 Ukuhlanganiswa nezeMali zesiNtu

Singalindela ukuba iBitcoin idityaniswe ngakumbi neenkonzo zemali zesiNtu. Ukongeza ekuphuculeni ukusebenza kwamashishini akhoyo kwinqanaba elikhulu, iya kudala amathuba amatsha oshishino ngelixa ezinye zishiywa zingasasebenzi.

Iibhanki nabalawuli bee-asethi kuya kufuneka badibanise iBitcoin kwiinkonzo zabo ukuze bahlale bekhuphisana. Amanye amashishini anokuthi ancitshiswe okanye avalwe ngokupheleleyo. Kukho imizekelo kwimbali kwishishini lehlabathi lonke le-telecoms ngexesha le-1990s xa ukunyuka kwe-intanethi kwehlisa kakhulu iindleko zokufowuna kumgama omde. Ngelo xesha, iinkampani ezininzi ze-telecom zatshintsha zaba ngababoneleli beenkonzo ze-intanethi. Ngokufanayo, kufuneka silindele ukuba iinkampani zemali zesiNtu zibe ngababoneleli benethiwekhi yeBitcoin ukuze zisinde.

Ugcino lweZiko

Njengoko iBitcoin isetyenziswa ngokubanzi ngabantu, imibutho kunye nemibutho karhulumente, kufuneka silindele ukuba kubekho imfuno enkulu yezisombululo zokugcina eziguquguqukayo nezikhuselekileyo ezakhelwe phezu kwamandla eBitcoin protocol.

Iibhanki nabalawuli bee-asethi abajolise kugcino lwe-asethi zesiNtu ngoku, kusenokwenzeka ukuba baza kwandisa iinkonzo zabo ukuze babandakanye nokugcina iBTC. Ezi zisombululo ziya kwahluka ngobunzima kwaye, kumgangatho ophezulu, ziya kubandakanya imisebenzi exhasa izisombululo ezisebenzisa i-multi-signature apho izitshixo zabucala zigcinwa ngamaqela amaninzi alawulwayo. Ukongeza, kuba ukucaca kwe-ledger yeBitcoin sele kuvumela abanini ukuba baqinisekise ukuba iBTC abayilawulayo ikhona kwaye ikhuselekile, kufuneka silindele ukuba lo msebenzi unikezelwe ngabagcini abaqhelekileyo kwaye ube yimfuno enkulu kubanini-mali abakhulu. Umzekelo, abaninzi bamasheya kunye nabanye abanomdla kwinkampani kufuneka bakwazi ukuqinisekisa ngokuzimeleyo ixabiso leBitcoin elichazwe kwiingxelo zezezimali, ngaphandle kokuxhomekeka kwiingqinisekiso zomhloli-mali wesithathu.

Izicelo zogcino olucacileyo zineziphumo ezilungileyo kurhwebo lwamazwe ngamazwe kuba inxalenye yokuthembana ingancitshiswa ngakumbi. Ukugcinwa kwebitcoin ukuhlawula izivumelwano kunokugcinwa kwi-escrow enokuthi iqinisekiswe ngamaqela amaninzi nangaliphi na ixesha.

Kufuneka silindele ukuba nababoneleli behlabathi beenkonzo ze-inshurensi baqale ukunomdla kwiBitcoin. Njengoko ixabiso lebitcoin ligqitha, ababoneleli beenshurensi baza kubona ithuba lokufumana imivuzo emikhulu ngokubhalela abanini-mali. Ngo-2025, iqela kwi-marike yeLloyd’s yaseLondon langena kweli shishini ngokusebenzisana nomnikezeli wokugcina iBitcoin uOnramp ukubonelela ngesisombululo se-inshurensi kubanini beBitcoin.

Njengoko i-inshurensi yeBitcoin isiba yinto eqhelekileyo, kufuneka silindele ukuba imigangatho yoshishino lwamazwe ngamazwe ivele malunga nogcino lwabantu kunye nemibutho. Le migangatho iya kuqinisekisa ukuba imigaqo ethile kunye neenkqubo ziyagcinwa kwaye zihlolwe rhoqo, ukuze ababoneleli beenshurensi bakwazi ukuthembela ngakumbi ekubhaleni kwabo.

I-Bitcoin njengeSibambiso: IiMarike zeTyala

IiMarike zetyala zixabisa malunga ne-$300T kwihlabathi liphela kwaye, kuba abanini beBitcoin baza kufuna ukufumana inzala kwiindawo zabo, kufuneka silindele ukuba iimarike zetyala zinike izisombululo eziguquguqukayo. Kwicala elinye, kufuneka silindele ukuba abanikazi bamatyala baphendule kwimfuno yokufumana iBitcoin ngezinto ezintsha zemveliso.

Sele sibonile inkampani yase-US ebizwa Strategy (MSTR) ikhokelela ekudaleni izisombululo ezintsha zabathengi bamatyala abathanda ukufumana iBitcoin, kubandakanya iibhondi eziguqukayo kunye nesitokhwe esikhethekileyo. Kukho inxalenye yokuvavanya imarike ngezi mveliso ukuze kufumaneke ezona zisombululo zisebenzayo. Nangona kunjalo, xa imarike yezi mveliso sele iqinisekisiwe, kufuneka silindele ukuba iimveliso zamatyala ezinxulumene nebitcoin ziqale ukubanjwa ngokubanzi kwiipotifoliyo ezijolise kwi-fixed-income, ezifana neefandesi zomhlala-phantsi.

Sikwabonile ukuqala kwabanikezeli bamatyala abavavanya ukusebenzisa iBitcoin njengesiqinisekiso kwiimali-mboleko zezakhiwo. Ukubandakanya iBitcoin njengesiqinisekiso kwimali-mboleko kunokunceda zombini umbolekisi nomthengi ukuba baxhamle ekunyukeni kwexabiso leBitcoin ngexesha lemali-mboleko.

Kukho abanye abanikazi abancinci beenkonzo zemali-mboleko ezixhaswa yiBitcoin okanye iimveliso zenzala, ezifana neLEDN. Nangona abanikazi bamatyala abakhulu bengakangenanga kweli shishini, kufuneka silindele ukuba bafike kungekudala.

Ulawulo loTyalo-mali: IBitcoin kunye ne-'Hurdle Rate'

Ukusuka kwicala lotyalo-mali, sele sibonile abanye abadlali kushishino bekhankanya ukukhula konyaka kweBitcoin ngexabiso lemali njengendleko yethuba lotyalo-mali okanye 'hurdle rate' yotyalo-mali. Oku kukhuthaza ingcinga yokuba ukuze utyalo-mali luthathelwe ingqalelo, imbuyekezo yalo yonyaka okanye edityanisiweyo kufuneka (okungenani ngokwethuba) idlule eyebitcoin. Xa kuthelekiswa utyalo-mali lwesiNtu nebitcoin ngale ndlela, kubeka umda ophezulu wokuba imali isuswe kwiBitcoin, nangona kufuneka silindele ukuba imbuyekezo yonyaka yeBitcoin iya kuncipha ekuhambeni kwexesha njengoko le asethi ikhula.

Ukuba le ngcinga iyamkelwa kwaye ukukhula konyaka kweBitcoin kuba 'risk free rate' entsha yotyalo-mali, inokuba nefuthe elikhulu kwiindidi zee-asethi zesiNtu. Umzekelo, sinokubona ukunyuka okukhulu kweembuyekezo ezilindelweyo kwiimarike zetyala ukuze zikhuphisane neBitcoin. Kwiimarike zesitokhwe, sinokubona utshintsho olukhulu kwiimethrikhi ezifana ne-price-to-earnings ratios okukhokelela ekwehleni kwamaxabiso. Kwaye, iimarike zezakhiwo nazo zinokubona utshintsho olukhulu lwamaxabiso kuba, ukuze zibe lukhetho olufanelekileyo kutyalo-mali xa kuthelekiswa nokuba neBitcoin, imbuyekezo yerenti kufuneka inyuke ngokufanelekileyo. Ukuba oku kuyenzeka, ukuba ixabiso lerenti alitshintshi kakhulu, amaxabiso ezakhiwo angawa, mhlawumbi kakhulu.

Elinye ifuthe lolu tshintsho kukuba izigqibo zomgaqo-nkqubo wemali ye-fiat ezenziwa ngabaLawuli-mali abaphakathi ziya kuba nefuthe elincinci kwiimarike zotyalo-mali. Kwiminyaka ezayo, iziphumo zeentlanganiso rhoqo ze-US Federal Reserve kunye ne-symposium yaseJackson Hole ziya kuba nefuthe elincinci kubanini-mali.

Iimali zeSizwe

Kwihlabathi elizayo apho iBitcoin kunye ne-dollar stablecoins zingagcinwa kwaye zisetyenziswe lula njengemali yasekuhlaleni, imfuno yemali yasekuhlaleni ingehla kakhulu. Okwangoku, iimali ezininzi zesizwe zikhuselwe ziibhanki zasekuhlaleni ezenza kube nzima kubemi ukuba basebenzise iimali zangaphandle. Kuba iBitcoin kunye ne-dollar stablecoins azidingi imvume yeebhanki zomntu wesithathu ukugcina nokuthumela imali, ukusetyenziswa kwazo kungakhula, ngakumbi kumazwe apho ixabiso lemali yasekuhlaleni lingazinzanga okanye lisengozini yokwehla kwamandla okuthenga ngenxa yokunyuka kwamaxabiso.

Ezinye iimali zasekuhlaleni zingaphelelwa kukusebenza. Iimali ezibuthathaka zingachaphazeleka kuqala kodwa nezo zomeleleyo azikhuselekanga. Umzekelo, eYurophu, ukuba kuya kuba lula kwaye kukhawuleze ukuthumela imali nge-dollar stablecoins kunokusebenzisa i-Euro ngokwayo (ngakumbi kwiintlawulo zamazwe angaphandle), imfuno ye-Euro ingehla njengoko abemi bengakhetha ukugcina i-dollar equivalents endaweni yayo. Ngale ndlela, i-dollar stablecoins zinokunceda ukuqinisekisa ukusasazeka kwe-dollar kunye nokugcina i-US njengomnikezeli wemali yokugcina yehlabathi. Izimvo zamva nje ezivela kubagqabazi base-US zibonisa ukuba le ngcinga yamkelwa ngurhulumente wangoku wase-US.

7.1.5 Ukuhlanganiswa ne-AI

Indibaniselwano yeBitcoin kunye noBukrelekrele bokuZenzekelayo (AI) idala ithuba lentsha yokuqamba izinto ezintsha kwidijithali, ngakumbi ngokudityaniswa kwe-AI kunye neBitcoin's Lightning Network. Olu manyano lujolise ekuguquleni imiba ye-intanethi, ukusuka kwiintlawulo ezincinci ukuya kwi-arhente zoqoqosho ezisebenza nge-AI kwi-intanethi. Iindlela zokuhlawula ezixhomekeke kwiiplatifomu ze-AI namhlanje zindala, zidlulisela iindleko kubasebenzisi kwaye zinciphisa ukusetyenziswa kunye nokufikelela, kwaye zisebenzisa iindlela ezizimeleyo nezibiza kakhulu. Zisebenza kakuhle kwiintlawulo ezinkulu okanye iimodeli zokubhalisa, kodwa kwiintlawulo ezincinci iindleko zenza zingabi luncedo, apho nokuba ziisenti ezimbalwa ngentengiselwano kunokuba yinkinga. Iiarhente ze-AI azinazazisi zomthetho ezinokusetyenziswa ukufumana ii-akhawunti zebhanki okanye iinkonzo zokuhlawula kwinkqubo yeebhanki zesiNtu, kwaye ezingasebenzi iiyure ezingama-24/7. IBitcoin ayifuni isazisi somthetho kwaye ke inika indlela yezinto ezingengomntu ezifana neearhente ze-AI ukugcina ixabiso, ukuthumela nokufumana intlawulo. Eminye imizekelo yeenkonzo ezinokwenziwa oku kubandakanya:

1. Ukuhlanganiswa kweearhente ze-AI kunye nezixhobo ze-IoT ngokusebenzisa iinethiwekhi ezizimeleyo zengqalasizinda kunokukhokelela kwiinkqubo ezizimeleyo ezilawula izixhobo, ziphucule iinkqubo, kwaye zisebenze kuqoqosho ngokuzimeleyo.
2. Kwicandelo lomxholo, iinkqubo ze-AI zingazenza zodwa, zipapashe, kwaye zifumane ingeniso kwizinto ezenziweyo, zilawula ingeniso ngaphandle kongenelelo lomntu.
3. Kwiinkonzo zezeMali, ii-arhente ze-AI zingakwazi ukwenza iintengiselwano ngexesha langempela iiyure ezingama-24 ngosuku, iintsuku ezisi-7 ngeveki egameni leenkampani ezinkulu zezezimali, ngaphandle kwemfuneko yokungenelela komntu. Imali eninzi ingabandakanyeka, mhlawumbi yokudluliselwa komngcipheko okubandakanya iintlobo ngeentlobo zezixhobo kunye neempahla, kwaye kusetyenziswa indibaniselwano yomaleko wesibini kunye nomaleko osisiseko ekusulungekisweni. IBitcoin (okanye i-stablecoin) ingasetyenziswa kuba iyakwazi ukuqhutywa yi-AI ukuze ihambelane neemfuno zayo.
4. Umzi-mveliso wezothutho unokubona ukuvela kweemoto ezizimeleyo ngokupheleleyo ezikwaziyo ukuqhuba zodwa, zinikezele ngeenkonzo zeteksi, zamkele abakhweli, zamkele iintlawulo, kwaye zihlawule ukugcinwa kwazo.
5. Kumashishini emveliso, ii-arhente ze-AI zingazenzela ngokuzenzekelayo inkqubo yokuthenga, zifumane kwaye zithenge izinto ezifunekayo ngokuzimeleyo.
6. Kwiinkonzo zolawulo lwabasebenzi, iinkqubo ze-AI zingaqesha kwaye zihlawule abaqeshwa ngokuzimeleyo.
7. Amakhaya ahlakaniphile angazalela ngokuzenzekelayo iimpahla kunye neenkonzo ezifunekayo.

7.2.0: Intshayelelo

I-Bitcoin ixhomekeke kumandla ombane kwindlela yayo ye-‘proof of work’ yokuvumelana, nto leyo enceda ukuqinisekisa ukuba ihlala iyimali engaphantsi kolawulo, engenamvume. Umnatha wombane ujongene nemingeni yokudibanisa iindlela ezintsha zamandla avela kwimithombo ehlaziyekayo, nto leyo ebeka uxinzelelo kwiinfrastructures ezikhoyo ngoku. Eli sahluko linika intshayelelo emfutshane kule mingeni kunye nenkcazo yezinto ezibalulekileyo malunga neBitcoin phambi kokubonisa indlela enceda ngayo kuguquko lomnatha wamandla ohlaziyekayo.

Njengoko uHenry Ford wayebonile, iBitcoin isebenzisa amandla ombane ukudala nokukhusela imali ngokuzimeleyo ngaphandle kolawulo lukarhulumente okanye amashishini amakhulu. Oku kuyenza ibe yimali yokuqala yokwenene yehlabathi engaphantsi kolawulo. Indlela iBitcoin mining esebenza ngayo – igama elinikezelwa kwinkqubo yokudala nokongeza iibhloko ezintsha kwinethiwekhi – inemidlalo enkulu kwaye ikhuthaza uluntu lweBitcoin mining ukuba lufune imithombo yamandla engabizi kakhulu. Ikwakwazi nokuzivumelanisa ngokukhawuleza ngokunyusa okanye ukunciphisa ukusetyenziswa kwamandla kwiindawo ezithile. Le mpawu inokuba luncedo kakhulu kumnatha wombane osebenzisa imithombo yamandla ehlaziyekayo.

Ukubaluleka koPhuhliso loMnatha waMandla oHlaziyekayo

Uxinzelelo lokusebenzisa imithombo yamandla ehlaziyekayo luzisa imingeni emitsha kubalawuli bomnatha wombane, njengokungaqinisekanga kunye nokusasazeka kwemithombo yamandla, iindawo ezixineneyo zokuhambisa umbane kunye nemida yokugcina amandla ekhoyo ngoku. Oku kongeza ubunzima ekusebenzeni komnatha wombane, into eyayingekho xa kusetyenziswa kuphela imithombo yamandla eziko ezithembekileyo nezilawulwayo. Ukuze bakwazi ukujongana nale mingeni, abalawuli bomnatha kufuneka baphonononge itekhnoloji ye-smart grid kunye neetekhnoloji zokubikezela ezisekwe kwi-AI ukuphucula ukusebenza. Enye indlela esetyenziswa namhlanje ziinkqubo zokuphendula kwimfuno, ezidinga umthombo wamandla onokuzivumelanisa ngokukhawuleza phantse ngexesha langempela ukuze kulungelelaniswe imfuno kunye nokubonelela. Apha ke iBitcoin mining inokuba luncedo.

7.2.1 Imingeni yoDibaniso lwaMandla oHlaziyekayo

Abalawuli bomnatha kufuneka bahlale belungelelanisa ukubonelela kunye nemfuno yombane. Ukuba imfuno yombane inyuka kakhulu, umnatha unokungasebenzi, nto leyo ekhokelela ekucimeni kombane okungxamisekileyo okanye ukucima kombane okukhulu.

Ukuba umbane ungaphezulu kakhulu kunoko kufunekayo kumnatha, oku nako kungabangela iingxaki ezifana nokunyuka kobushushu kunye nomonakalo kwi-infrastructure. Kwimeko ezinzima, oku kungakhokelela ekucinyweni kombane ngokuzenzekelayo, okubangela uchungechunge lweengxaki kumnatha kwaye kudale ukucima kombane okungxamisekileyo okanye okukhulu. Ukucima kombane okukhulu ziziganeko ezinzima kakhulu ezibiza amashishini izigidi zeerandi. Zikwabiza nobomi babantu.

Imeko ye-Infrastructure yangoku

I-infrastructure yomnatha wombane yanamhlanje ilungiselelwe imithombo yamandla yemveli efana namalahle, igesi okanye i-nuclear enokubonelela ngokuhamba kombane okuzinzileyo, okuphakathi kunye nokulawulwayo ukuze kuhlangatyezwane nemfuno. Oku kwenza ukuba kube lula ukulinganisa ukubonelela kunye nemfuno. Ngokungeniswa kwamandla ohlaziyekayo, umnatha ngoku kufuneka ulawule iintlobo ezahlukeneyo zamandla ezisasazekileyo, zonke ezisebenza ngendlela eyahlukileyo kwimithombo yamandla awayeyilwe ngayo. Imithombo ehlaziyekayo efana nomoya kunye nelanga ivelisa umbane ngamaxesha athile kuphela. Umzekelo, xa kungekho moya, ifama yomoya inokuvelisa umbane omncinane okanye ingavelisi kwaphela, kanti xa kukho imimoya emikhulu, iiturbine zinokugcwalisa umnatha ngombane ongaphezulu. Iinkqubo zomnatha zangoku azilungelanga ukujongana nale mingeni yokuguquguquka kakuhle.

Impendulo kwimfuno

Zimbini iindlela ezinokuthathwa ngabalawuli bomnatha ukuze bajongane nokuguquguquka kokubonelela kunye nemfuno:

• Yakha izikhululo zamandla zemveli (ezisekwe kumalahle okanye igesi) ezinokugcinwa zimi ngelixa zixabisa imali. Xa imfuno inyuka ngokungalindelekanga, ezi zikhululo zingavulwa ukuze zibonelele ngombane owongezelelweyo.
• Yakha imithombo yamandla ohlaziyekayo engaphezulu koko kufunekayo uze usebenzise izicwangciso zokunciphisa ukuveliswa kombane ukuze ungagcwalisi umnatha xa kuveliswa umbane omninzi ngaphandle kwemfuno eyaneleyo.

Enye indlela kukuzama ukunciphisa imfuno ngexesha apho kusetyenziswa umbane kakhulu. Nangona kunjalo, abalawuli bomnatha babengazange bafumane indlela ethembekileyo, ekhawulezayo, enokwandiswa yokunciphisa imfuno phambi kokuba kufike iBitcoin mining, nto leyo ebashiya bengekho kwenye indlela ngaphandle kokutyala imali kwizityalo ezimi ngelixa okanye ukuhlawula imithombo yamandla ohlaziyekayo ukuba icime – zombini ezi ndlela zibiza kakhulu.

Amandla ashiyekileyo

Imingeni yokudibanisa iifama zomoya kumnatha wombane idla ngokubandakanya amanyathelo amaninzi; uphononongo lokufikelela, uhlalutyo oluneenkcukacha zempembelelo, isicwangciso sokuphumeza kunye nesivumelwano sokudibanisa. Le nkqubo inokuba neminyaka emininzi. Umzekelo, umzobo ongezantsi ubonisa umthamo opheleleyo weefama zomoya ezilinde uvavanyo lomnatha phakathi konyaka ka-2024.

Uqhakamshelwano lomnatha

Emva kokuba imithombo yamandla ohlaziyekayo yakhiwe, kuhlala kukho ulibaziseko lokuyidibanisa ngenxa yokungabikho komthamo owaneleyo kumnatha. Oku kukhokelela ekubeni amandla ashiyekileyo achitheke de kube kudityaniswa, ngeli xesha amandla anokuthi avele asetyenziswe ukuqhuba iBitcoin miners kwaye kuveliswe ingeniso.

Ukuveliswa okungaphezulu kunye nokunciphisa

Xa lo mthamo sele wongezwe kumnatha, ingxaki ijika ibe kukunciphisa ukuveliswa kombane. Xa umoya uvelisa amandla amaninzi kunoko kufunekayo ngexesha elithile, akukho teknoloji ikhoyo ngoku yokuwugcina, ngoko la mandla achitheka nje. Ukuze bathathe umngcipheko wokwakha iifama zomoya, abalawuli bafumana ixabiso eliqinisekisiweyo kuyo yonke amandla avelisiweyo, ngoko ke ukuze bangagcwalisi umnatha, bahlawulwa ukuba bacime iiturbine zomoya. Umzekelo, abathengi base-UK bahlawule i-£1bn ngo-2024 ukuze "kuncitshiswe" i-6.6 Gwh yomthamo.

Enye indlela yokunciphisa ukuveliswa kombane kukusebenzisa izityalo zamandla ezisebenzisa igesi (gas peaker plants). Le yiplanti yamandla esebenzisa igesi yendalo ukuvelisa umbane ngexesha lemfuno ephezulu. Zikwasebenza ukulinganisa umnatha wombane ngokuvula umbane xa imfuno iphezulu okanye ukubonelela kusezantsi. Njengoko igama lazo libonisa, zisetyenziswa kuphela ngexesha lemfuno ephezulu, kodwa kufuneka zihlale zifakelwe kwaye zigcinwe, ngoko ke zihlala 'zincitshisiwe' ixesha elininzi zimi ngelixa. Xa imfuno iphezulu, umphathi womnatha angazisebenzisa ukunyusa ukubonelela. Umzekelo, ukusetyenziswa kweBitcoin mining endaweni yokuthenga nokusebenza kwezi zityalo kuthiwa kugcine iTexas i-$18Bn.

Uhlaziyo lomnatha wombane

I-Smart grids zakhiwa ukuze zilawule olu hlobo lwemithombo yamandla ehlukeneyo, zidityanisa ngokungenamthungo imithombo yemveli efana namafutha kunye neendlela zale mihla zamandla ohlaziyekayo kumnatha omnye osebenzayo. Ngokusebenzisa itekhnoloji ephambili efana nokugcinwa kwamandla kwiibhetri, i-smart grids zinokugcina umbane ongaphezulu kwaye ziwukhuphe xa kufuneka, nto leyo enokunceda ekulawuleni ukuguquguquka kwamandla ohlaziyekayo njengamaxesha okuveliswa okuninzi okanye ukusilela xa kuveliswa kancinci. Ngexesha lokubhala oku, oku kusekwiqela lokuqala lophuhliso.

Inkqubela phambili yetekhnoloji

Ulawulo kunye nohlalutyo zibalulekile ekuphunyezweni kwe-smart grids kwinqanaba elikhulu. Oku kuqala ngokufakwa kweesensor kunye netekhnoloji yokubeka iliso kwisiza apho umbane uveliswa khona. Isofthiwe yohlalutyo emva koko ihlalutya kwaye ibikezele iindlela esekwe kwidatha eqokelelwe ngolu lawulo, inike iziluleko kwiingxaki zempilo yesityalo ezifana nokucima okanye ukusilela ukuze ilungiselele i-smart grid kwezi meko. Iimetre ezikrelekrele (smart meters) zisisiphelo sokuqokelelwa kwedatha, zibeka iliso ekusetyenzisweni kombane ngabathengi kwindawo yemvelaphi. Ukusetyenziswa kwe-AI kulindeleke ukuba kuncede ekulawuleni obu bunzima, ngoko abalawuli bomnatha kufuneka baphucule izakhono zabo kule ndawo.

Isishwankathelo

Ukukhawuleza kukarhulumente ukufaka amandla ohlaziyekayo kumnatha wombane kubeka uxinzelelo kuyilo lomnatha okhoyo, kwaye kufuna utyalo-mali olukhulu ukuze kujongwe imvelaphi esasazekileyo kunye nokuguquguquka kwemithombo yamandla ohlaziyekayo. Uyilo lwangoku luchitha umbane kakhulu, lonyusa iindleko kumashishini nakubathengi. Uninzi lweetekhnoloji ezifunekayo ukuze oku kuphumelele zisaphuhliswa ngexesha lokubhala. Kufuneka kufunyanwe isisombululo esingcono.

7.2.2 Intshayelelo kwiBitcoin Mining

Yintoni iBitcoin mining?

I-Bitcoin mining yinkqubo esetyenziswa ukuvelisa iiyunithi ezintsha ze-bitcoin kunye nokuqinisekisa iintengiselwano ezintsha. Ibandakanya inethiwekhi yeekhompyutha kwihlabathi lonke eziqinisekisa kwaye zikhusele i-blockchain – incwadi yedijithali egcina zonke iintengiselwano kwaye isombulula ingxaki ye-‘double-spend’ apho imali efanayo inokusetyenziswa kabini.

Abavukuzi beBitcoin ziikhompyutha ezisebenzisa ii-ASICs ezikhethekileyo (application specific integrated circuit) ukudala iibhloko ezintsha ezinokubakho kwaye bafumane ithuba lokongeza ibhloko entsha kwincwadi ngokwenza isisombululo se-cryptography esihlangabezana nemigangatho ethile. Okukhona abavukuzi besebenza kwinethiwekhi, kokukhona kunzima ukufumana esi sisombululo, nto leyo elungiswa ngokuzenzekelayo yinxalenye yeprotocol ebizwa ngokuba yi-difficulty adjustment. Umvuzo wokongeza ibhloko entsha kukwabelwa ngeemali ezintsha kunye nemirhumo yebhloko kumvukuzi ophumeleleyo.

Olu khuphiswano lokudala ibhloko elandelayo kunye nokufumana imivuzo lwenze inethiwekhi enkulu, esasazekileyo yabavukuzi abafuna umbane ongabizi ukuze bakhuphisane, kwaye luzisa umdla omtsha kumzamo wokongeza amandla ohlaziyekayo kumnatha wombane.

Ingxoxo malunga nokusetyenziswa kwamandla

Njengoko kuchaziwe kwintshayelelo, iBitcoin mining inxulunyaniswa nokusetyenziswa kwamandla kwihlabathi lokwenyani. Oku kusetyenziswa kwamandla sele kubekwe kwiindaba iminyaka emininzi. Ihlala igxekwa ngokusebenzisa amandla amaninzi, ingawasebenzisi kakuhle, okanye kwezinye iimeko, ithathwa njengengxaki enkulu yemozulu/nombane. Nangona kunjalo, inethiwekhi yeBitcoin iya kuhlala iyimpazamo encinci xa kuthelekiswa nokusetyenziswa kwamandla kwihlabathi, nokuba iyaphumelela okanye ayiphumeleli, kwaye ukusetyenziswa kwayo kwamandla akuyi kudlula ixabiso layo lexesha elide (kungakhathaliseki ukuba liphezulu okanye lisezantsi). Njengoko siza kubona, iimpawu ezithile zokusetyenziswa kwayo kwamandla zinokunceda ekwamkelweni kwamandla ohlaziyekayo.

Ukuguquguquka kweendawo zokusebenza kweMining

Enye into enomdla kwi-PoW coins – zihlala zilungele ukuthenga umbane kwi-3-5 cents/kWH. Kwaye ezinye zezona zixhobo zamandla zingaphandle komnatha. Le nethiwekhi yamandla yehlabathi ikhulula izixhobo ezishiyekileyo kwaye yenza ezintsha zibe semthethweni. Zamkela imephu yehlabathi ye-3D enendawo zamandla ezibiza kancinci zisezantsi kwaye ezibiza kakhulu ziphezulu. Ndicinga ukuba iBitcoin mining ifana neglasi yamanzi ethi xa ithululwa phezu komhlaba, ihlale kwiindawo ezisezantsi, kwaye iyilungelelanise.Nic Carter

Ngalo naliphi na ixesha, oomatshini bokumba iBitcoin kwihlabathi lonke bajonge ukwenza ibhloko elandelayo, kwaye kuba eyona ndleko inkulu kubagcini-migodi yiombane, oku kudala ukhuphiswano phakathi kwabagcini-migodi ukuba bafumane kwaye basebenzise amandla avela kwimithombo yombane engabizi naphi na bakhoyo. Abantu bahlala becinga ukuba abagcini-migodi beBitcoin bakhuphisana namanye amashishini ngombane, ngathi ukumba iBitcoin kufuneka kukhuphe ezinye iindlela zokusebenzisa umbane ukuze kusebenze... Nangona kunjalo, kuba abagcini-migodi beBitcoin bafuna imithombo yombane engabizi kakhulu ngokwendalo, abakwaziukukhuphisana ngokuqhelekileyo nabanye abasebenzisi bombane. Ngenxa yoko, abagcini-migodi beBitcoin bafuna iindawo ezineengxaki kwihlabathi apho umbane ungasebenzisi kakuhle kwaye ulahlekwa. Oku kuchazwe kakuhle ngo-2018 nguNic Carter.

Ukuguquguquka kwemfuno kwiMisebenzi yoKumba

Abagcini-migodi beBitcoin ngabathengi bamandla abahlukileyo kuba banikezela ngemfuno eguquguqukayo kwaye kulula ukuyimisa, bahlawula ngemali ye-cryptocurrency evakalayo kwihlabathi, kwaye abaxhomekekanga ndawo, bafuna kuphela unxibelelwano lwe-intanethi. Ezi mpawu zidibeneyo zenza ukuba babe luhlobo olungaqhelekanga lwabathengi bamandla, abathengi bamandla bokugqibela abanokucinywa okanye bavulwe nangaliphi na ixesha naphi na emhlabeni.
Jack Dorsey

Ukongeza ekubeni banokuhamba naphi na, abagcini-migodi beBitcoin banokubonelela ngokuguquguquka kwemfuno. Ukumba iBitcoin kwenza kube yinzuzo ukwakha imithombo yamandla ahlaziyekayo egqithisileyo, kuba oku kuvumela loo mandla angasetyenziswanga ukuba afumane ingeniso. Wonke uluntu olufuna umbane othembekileyo lufuna amandla agqithisileyo, kwaye kumoya, ilanga kunye namanzi kubaluleke ngakumbi kuba ayaguquguquka. Kodwa, ukwakha ngaphezulu akuhlali kuyinzuzo, ngaphandle kokuba ungawusebenzisa loo mandla xa ungadingeki kwenye into enenzuzo. Abagcini-migodi beBitcoin sisombululo esikhethekileyo kule ngxaki, banokwenza ukwakha ngaphezulu kube yinzuzo, kwaye ngaloo ndlela badlale indima engathanga ngqo njengesisombululo sokugcina amandla.

Kwiimeko ezininzi xa kukho umbane ongaphezulu kunemfuno, abagcini-migodi beBitcoin babe ngabanye babathengi bombane kuluntu abakwaziyo ukuqhuba oomatshini babo, bafumane ingeniso, kwaye bahlawule iindleko zombane. Ukuba kukho ukunyuka kwemfuno yombane okanye ukwehla kokubonelela okungakhokelela ekunqongopheni kombane kummandla, abo bagcini-migodi banokucima oomatshini babo okwethutyana.

Isivumelwano samaxabiso esilungiselelwe kakuhle sinokwenza oku kusebenze kakuhle. Inkampani yombane inganika umgodi ixabiso elisezantsi kakhulu kummandla, ngokutshintshiselana ngokuba babe nomonde omkhulu kwiinguqu zexabiso kunye nezinye iimeko zesivumelwano.

Ngamafutshane, abagcini-migodi beBitcoin bahlukile kuba:

• Phantse zonke iindleko zabo zokusebenza ziyiombane
• Bakwazi ukunyamezela ukusetyenziswa okungaqhelekanga
• Baguquguquka kwindawo, ngoko banokuphepha iindleko zokuhambisa umbane ngokuzisa isixhobo kufutshane nomthombo wombane.

Ngenxa yoko, banokunikela ngezinye izinto ezingenakwenziwa ngamanye amashishini, ukuze bafumane amaxabiso ombane asezantsi kakhulu xa umbane uninzi. Oku kuthetha ukuba ngokumba iBitcoin ngoku sinomthengi kuwo onke amawathi ombane aveliswayo, naphi na emhlabeni, imini nobusuku.

7.2.3 Iimeko zophando

Ngokwe-theory, siyabona ukuba ukumba iBitcoin kunokudlala indima enkulu ekukhawuleziseni ukusetyenziswa kwamandla ahlaziyekayo. Masijonge eminye imizekelo yokusetyenziswa kwanamhlanje.

Amandla ombane avela emanzini angasetyenziswa

Izityalo zombane ezisebenzisa amanzi zivelisa umbane rhoqo, onokuthi uguquguquke unyaka wonke kuxhomekeke kwindawo nexesha lonyaka. Oku kuthetha ukuba umbane ulahlekwa ebusuku xa wonke umntu elele, okanye xa imveliso inyuka ngexesha lemvula, njengaseTshayina. Kuba abagcini-migodi beBitcoin banokuhamba ukuya apho kukho umbane, babe beqokelela eSichuan ngexesha lemvula ukuze basebenzise loo mandla ulahlekayo. Abazange benze oku ngenxa yokuba bengabakhathaleli indalo, koko kuba bekubiza kancinci kwaye akukho mntu wumbi uwusebenzisayo. Xa iTshayina ivale ukumba iBitcoin, bavele bapakisha baphuma.

Iidolophu okanye iilali ezikufutshane nemithombo yamandla ombane avela emanzini zihlala zingakwazi ukuhlawula utyalo-mali oluyimfuneko lokwakha izixhobo zokuhambisa umbane. Kule meko, abagcini-migodi beBitcoin banokufumana imali yokwakha isityalo, banike umbane ongabizi kubahlali basekuhlaleni baze basebenzise umbane oseleyo ukumba iBitcoin. Kwakhona, oku akwenziwa ngenxa yokunceda, koko ngenxa yengeniso; yinzuzo kubagcini-migodi nakuluntu lwasekuhlaleni.

Ukumba iBitcoin ukuzinzisa iGridi

Iigridi zombane kufuneka zilungelelanise izinto ezimbini: utshintsho kwinqanaba lokubonelela kunye notshintsho kwinqanaba lemfuno. Eminye imithombo yombane izinzile kakhulu, njengamandla enyukliya, anokusebenza iiyure ezingama-24/7. Eminye imithombo, njengamandla omoya, ilanga, kunye namanzi, iguquguquka ngokuxhomekeke kwindalo. Ngenxa yale nguquguquko, kufuneka kubekho umbane ogqithisileyo ukuze naxa imveliso iphantsi kube kusekho umbane owaneleyo kuluntu. ETexas, isicwangciso esiqhelekileyo yayikukwakha izityalo zamandla ezisebenzisa ifosili ukuze zilungelelanise ukunyuka kwemfuno. Enye indlela eyathathwayo yayikukongeza ukuguquguquka kwemfuno ngokudibanisa abagcini-migodi beBitcoin kwinethiwekhi. Le ndlela yongise iTexas izigidi ezininzi zotyalo-mali kwaye yanika enye indlela ekhathalela indalo.

Ezinye izibonelelo ezikufutshane

Nangona kungahambelani ngqo nengqalasizinda yamandla ahlaziyekayo, zikhona ezinye iindlela zokusebenzisa amandla apho ukumba iBitcoin kunokunceda khona:

• Igesi etshisiweyo: ukuthintela igesi ekuphunyeni okanye ekutshisweni ngokuyisebenzisa ukumba iBitcoin kwindawo.
• Igesi evela kumgqomo wenkunkuma: ukubamba imethane kumgqomo wenkunkuma kwaye uyisebenzise ukuvelisa umbane ukunciphisa ukukhutshwa kwegesi eyingozi
• Uphuhliso lwetekhnoloji entsha: Ukuguqulwa kwamandla obushushu bolwandle (OTEC) yindlela eyaziwayo yokusebenzisa umahluko wobushushu phakathi komphezulu nolwandle oluphantsi ukuvelisa umbane. Oku bekungazange kube yinzuzo ngaphambi kweBitcoin.
• Ukuqalisa uphuhliso lombane kumazwe asakhulayo: Njengoko kuchaziwe ngaphambili, abagcini-migodi beBitcoin banokuba 'ngabathengi abaphambili' abaya kuhlala besebenzisa umbane ovelisiweyo, benze utyalo-mali lube nentsingiselo baze bahambe xa uluntu lwasekuhlaleni luphuhlile kwaye lufuna umbane ngaphezulu.

Isishwankathelo

Ukumba iBitcoin kunokunceda ukuxhasa utyalo-mali kunye nokuqinisekisa uzinzo lwengqalasizinda yamandla ahlaziyekayo:

• Ukufunxa umbane ongaphezulu ngexesha lemfuno ephantsi
• Ukuqinisa igridi ngokulinganisa ukubonelela kunye nemfuno
• Ukunika umthombo wengeniso kubaphuhlisi bamandla ahlaziyekayo
• Ukuxhasa ngemali iiprojekthi zamandla ezikude okanye ezingafikeleliyo
• Ukutyhala imida yokusebenza kakuhle kwamandla
• Ukusebenza njengomthengi wokugqibela wombane oza kulahlekwa naphi na emhlabeni nangaliphi na ixesha

7.2.4 Ukuphendula iinkxalabo

Sibonile ukuba ukumba iBitcoin kunokunceda ekukhuleni kwamandla ahlaziyekayo, kodwa zithini izithintelo koku?

Impembelelo kwindalo kunye neengcamango ezingachanekanga

Ukuze iBitcoin idityaniswe ngempumelelo kwinto ebalulekileyo njengegridi yombane, naziphi na iinkxalabo malunga nemiphumo kwindalo kunye neengcamango ezingachanekanga njengokusetyenziswa kwamandla kufuneka ziphendulwe. Imibutho efana neBitcoinpolicy.uk isebenza nzima ukuphendula ezi nkxalabo namashishini afanelekileyo kunye namagosa, kodwa oku kudla ngokuba ngumzabalazo onzima. Ukunceda ukufundisa imarike ngezibonelelo ezinokubakho zokwenza ingeniso kumandla angasetyenziswa okanye ukusetyenziswa kwamandla angaphezulu kubalulekile ukuze kufezekiswe ukusetyenziswa okuphumelelayo.

Imigaqo kunye neenkuthazo zokumba okukhathalela indalo

Amazwe anokuba neendlela ezahlukeneyo zokwamkela ukumba, ukusuka kumazwe afana neBhutan aqhuba ukumba iBitcoin ngokuthe ngqo, ukuya kwiindawo ezifana neTexas eMelika ezivumela ukumba ngaphandle kokuzama ukuyimisa, ukuya eTshayina eyayivale ngokupheleleyo ukumba iBitcoin.

Amanye amazwe afana ne-UK anokuhlawula imali eninzi kubanini bamafama omoya ukuze bayeke ukuvelisa umbane ngexesha lomoya omkhulu. Inkuthazo yokudibanisa ukumba iBitcoin incinci kwezi meko, nangona ingatshintsha imodeli yeshishini ukusuka ekubeni yindleko kumthengi ukuya ekubeni yingeniso enokunciphisa iintlawulo zombane.

Izithintelo ezingathanga ngqo zomthetho

Ezinye izithintelo zomthetho ezingathanga ngqo zinokubakho ezingabhekiseli ngqo kwiBitcoin kodwa zinokuchaphazela. Umzekelo, ingqalasizinda ekufuneka yakhiwe ukuze amafama omoya olwandle adityaniswe negridi inokuba ayivumelekanga ukwabelana nengqalasizinda yeendawo zedatha ezifunekayo ukumba iBitcoin.

7.2.5 Isiphelo kunye nesimemo sokwenza

• I-Bitcoin ibonelela ngenkonzo abantu abanokuyisebenzisa ukugcina nokuthumela ixabiso. Ukuza kuthi ga ngoku, imarike enabathathi-nxaxheba abaninzi igqibe ekubeni le nethiwekhi inexabiso, kwaye njengayo nayiphi na into enexabiso isebenzisa amandla.
• Ukumba iBitcoin kusebenzisa ngaphantsi kwe-0.1% yamandla ehlabathi, kwaye iinkxalabo malunga nokusetyenziswa kwamandla ngokungachazekanga sele ziphenduliwe ngokupheleleyo kwimarike.
• Inxalenye enkulu yamandla asetyenziswa kukumba iBitcoin ingamandla awayeza kulahlekwa. Oku kungenxa yokuba abagcini-migodi beBitcoin banesakhono esikhethekileyo sokuhamba kwiindawo ezikude kwaye basebenze ngamandla angazinzanga angasetyenziswa ngabanye abathengi.
• I-Bitcoin inganceda ukuzinzisa igridi, ibe ngumthengi wokuqala ngokusebenzisa nokuhlawula umbane de idityaniswe negridi kwaye isetyenziswe kwenye indawo, kwaye inike impendulo kwimfuno ngokucima ngokukhawuleza ngexesha lemfuno ephezulu.

Imarike yeBitcoin kunye namandla ziya zisondelelana, kwaye ubunini bezixhobo buza kusondela. Kukho nendawo yokudibana ne-AI, efuna izakhono kunye nengqalasizinda efanayo neBitcoin kwaye iza kusetyenziswa kulawulo lwegridi ehlakaniphile. Iinkampani ezilungelelanisa uphuhliso lwezicwangciso zazo ukuze ziquke ezi ndlela zintsha ziya kuba kwindawo engcono yokuxhamla kwezi nguqu zintsha.

Isihlomelo - Imithombo

1. https://www.btcpolicy.org
2. https://www.da-ri.org/articles/how-bitcoin-mining-saved-texans-18-billion
3. https://gript.ie/uks-hidden-1billion-cost-of-wind-energy/
4. https://www.lynalden.com/bitcoin-energy/#electricity
5. https://squareup.com/gb/en/press/bcei-white-paper
6. https://www.mara.com/posts/bitcoin-mining-the-environment-the-positive-externalities

Ububanki, ngokubanzi, luthotho lweemigangatho zomthetho nezobuchwepheshe abantu abaye bayiphuhlisa phezu kwemali yezinto ezithengiswayo.
Lynn Alden

7.3.1 Intshayelelo

Uhlobo lwemali yedijithali olusekwe ngokupheleleyo kubantu abathengiselana ngokuthe ngqo lungenza ukuba intlawulo kwi-intanethi ithunyelwe ngokuthe ngqo ukusuka kumntu omnye iye komnye ngaphandle kokudlula kwibhanki okanye umbutho wezezimali.
Satoshi Nakamoto

Isicatshulwa esingentla esivela ekuqaleni kwe-abstract kwi-whitepaper yeBitcoin sichaza ukuba kutheni iibanki zingeyomfuneko kwiintlawulo kwihlabathi apho kukho iBitcoin.

Esi sahluko sigxininisa indlela iBitcoin esombulula ngayo izizathu ezininzi ezenza ukuba abantu abazizigidi ezi-1.4 behlabathi bengenazo iiakhawunti zebhanki ngokwe-Global Findex database yeBhanki yeHlabathi. Ngokujongana nale mingeni, iBitcoin inamandla okunciphisa kakhulu eli nani kwaye ngaloo ndlela ivumele ukubandakanywa kwezigidi zabantu abakhutshiweyo kuqoqosho lwehlabathi.

Siyalumisa uhlalutyo kwinkonzo ezisisiseko zobubanki zokusebenzisa nokugcina imali ezivumela ukuthatha inxaxheba ngokufanelekileyo kuqoqosho lwehlabathi olungaphaya kwendawo yasekhaya okanye ixesha elifutshane apho imali ephathekayo okanye ezinye iindlela zinokwaneleka. Kulesi sahluko, sichaza abantu abangaphantsi kobubanki njengabantu abadala abathintelwe ekuthatheni inxaxheba njengabantu ngabanye kuqoqosho lwehlabathi ngenxa yokungabinayo iakhawunti yebhanki ebonelela ngeenkonzo zokuhlawula nokugcina imali abayidingayo ukuze bathathe inxaxheba ngendlela abayifunayo.

Ukusetyenziswa kwethu kwegama elithi ‘abangaphantsi kobubanki’ kusivumela ukuba sidlule kwicandelo elilula leBhanki yeHlabathi elithi banked vs unbanked. Olu khetho lwamagama luvela kwingqwalasela yokuba nangona abaninzi bengenaso isiseko sobubanki, mhlawumbi abaninzi ngakumbi bakwimeko ethile yokungabikho ngokupheleleyo kobubanki kuba imeko yabo ingatshintsha ngokungaqhelekanga nangaphandle kolawulo lwabo, sithi aba ‘bangaphantsi kobubanki’.

Sikwabonisa imfuneko yokuba iziko elingengomntu lifumane inkqubo yemali, umzekelo imibutho. Kwaye imfuneko elindelekileyo yokuba izidalwa ezingengomntu nezingengomthetho, umzekelo ii-agent ze-Artificial Intelligence (AI), zifumane ukufikelela.

7.3.2 Izinto ezichaphazela ukufikelela kububanki

Ukuze sikwazi ukuhlangabezana neemfuno zethu kunye nokonwabela amalungelo ethu asisiseko kunye nenkululeko, sifuna ukufikelela kwinkqubo yemali. Sifuna ukutya, impahla, kunye nendawo yokuhlala, kunye nokufikelela kwimpilo kunye nococeko. Sifuna imali ukuze sikwazi ukuhlawula ezi zinto.
Resistance Money, Andrew M Bailey, Bradley Rettler, Craig Warmke

Ezona zinto ziphambili ezimisela ukuba abantu bangaphantsi kobubanki kangakanani zinokwahlulwa zibe ziindidi ezi-5 :

• Uqoqosho - eyona nto iphambili xa kujongwa abantu abazizigidi ezi-1.4 abachongwe yiBhanki yeHlabathi njengabangenaso isiseko sobubanki
• Ukufumaneka kwendlela yokusebenzisa ibhanki
• Ukuqinisekiswa kwesazisi 
• Ukuthembana
• Isidima

Ukusuka kwicala lomthengi ezinye izinto zimiselwa yibhanki, kwaye ezinye zichaphazeleka kukhetho lomthengi. Izinto ezimiselwa yibhanki, idatha abayigcinayo, kunye nendlela abayichaza ngayo le datha zingatshintsha ngokuhamba kwexesha. Ukhetho lomthengi nalo lungatshintsha ngokuhamba kwexesha. Ngoko ke, inqanaba apho umntu angaba phantsi kobubanki litshintsha ngokuhamba kwexesha kwaye alimiselwa kuphela kukuba unayo okanye akanayo iakhawunti yebhanki.

Kufanelekile ukuqaphela ukuba nangona umhlathi wokugqibela ubonisa ukuba umthengi ubona imithombo emibini kuphela - ibhanki okanye yena - eneneni uninzi lwendima yebhanki lukhulu lusekwe kwisiseko somthetho kunye nemigaqo-nkqubo apho amalungelo kunye noxanduva lwebhanki lusekwa khona. Ngokugqibela, kukho imiba emininzi enzima kwaye edla ngokudityaniswa ejongene neebhanki kunye nabathengi bazo etshintsha ngokweendawo nakwixesha. Oku kudala inkqubo yemali yehlabathi eqhekezayo apho kukho umahluko omkhulu kwinqanaba lokufikelela kububanki kwihlabathi lonke.

Uqoqosho

Iindleko zokubonelela ngenkonzo zobubanki yeyona nto iphambili ichongwe yiBhanki yeHlabathi ebangela ukuba abantu abazizigidi ezi-1.4 bangenazo iiakhawunti zebhanki. Iibhanki kufuneka zenze imisebenzi enenzuzo.

Ukuba ixabiso lempahla yemali, inzuzo enokufumaneka kwimali mboleko kunye nemirhumo yokuthengiselana ingaphantsi kweendleko zokubonelela ngeenkonzo kwabanye abathengi, kusenokwenzeka ukuba aba bathengi baya kuhlala bengenazo iiakhawunti zebhanki. Iindleko zokubonelela ngeenkonzo zinokuba phezulu kwezinye iindawo ngenxa yokungasebenzi kakuhle kweenkqubo zokuhlawula, iziseko zebhanki, iindleko zabasebenzi kunye nokuthotyelwa kwemigaqo-nkqubo.

Ukuba iinkonzo zebhanki zinokubonelelwa ngexabiso elizisa inzuzo, abanye abathengi banokugqiba ukuba iindleko ziphezulu kakhulu kubo baze bakhethe ezinye iindlela. Ezi zinokubandakanya ukwabelana ngeakhawunti yebhanki phakathi kwamalungu osapho okanye ukusebenzisa ii-apps zenkonzo yokuhlawula, umzekelo WeChat, CashApp okanye M-Pesa. Ezinye iindlela ngoku ziquka iintlawulo nge-stablecoin okanye iBitcoin. Xa abantu befikelela kuphela kwiinkonzo zebhanki ngokusebenzisa abanikazi beenkonzo zokuhlawula, banokuthathwa njengabangaphantsi kobubanki.

Ubungakanani kunye nobutyebi jikelele babemi kwindawo ethile yemali bunokuchaphazela uqoqosho lwezinga elikhulu kwishishini lobubanki.

Iindleko, ixesha kunye nokuthembeka kweentlawulo zamazwe ngamazwe zinokuba zimbi kakhulu xa kuthelekiswa neentlawulo ezenziwa ngaphakathi kwilizwe elinye lemali.

Ukufumaneka

Abathengi kufuneka babe nendlela yokusebenzisa ibhanki. Le ndlela ingaba yindawo ebonakalayo okanye ubukho bedijithali ngefowuni, iwebhusayithi okanye i-app yeselfowuni. Ngokugqibeleleyo, ukuba zonke ezi zikhona kubonelela ukufumaneka okuphezulu. Kukho iindawo ezininzi zehlabathi ezingenayo okanye ezinesithintelo kwezinye okanye kuzo zonke ezi zixhobo. Nakumazwe aphuhlileyo amazwe amaninzi abone ukwehla okukhulu kwamanani amasebe eebhanki okunciphisa ukufumaneka kweenkonzo zebhanki kwabanye abathengi.

Ukuba akukho masebe afikelelekayo kubathengi, ukusilela kwezixhobo zedijithali, okanye abathengi ngokwabo abanayo itekhnoloji yeselfowuni, ke ukufikelela kweenkonzo zebhanki kunokuthintelwa kakhulu.

Isazisi

Ukukwazi ukuvula iiakhawunti zebhanki, kwaye kwezinye iimeko ukuzisebenzisa buqu, kufuna amaxwebhu esazisi njengesiqinisekiso sobuwena, ipaspoti, ilayisensi yokuqhuba, okanye amaxwebhu aqinisekisa idilesi. Kwezinye iimeko kungafuneka nobungqina bobutyebi okanye ingeniso. Abantu abaninzi abanaloo maxwebhu kwaye ke bayakhutshelwa ngaphandle kwenkqubo. Kwezinye iimeko ukusilela kwezi ngxelo kunokuba ngenxa yeendleko zazo, ezikwamanye amazwe zinokuba phezulu kubathengi abanokubakho.

Ii-agent ze-Artificial Intelligence (AI) zinokufuna ukusebenzisa nokufumana iintlawulo ukuze zifezekise imisebenzi yazo. Okwangoku akukho siseko sokuba ii-agent ze-AI zinikeze isazisi kuba azinayo ifomu esemthethweni.

Ezinye izithintelo kwiinkonzo zebhanki ezipheleleyo okanye ezinxalenye ezinokuthi zivele kwabanye abantu kwamanye amazwe ngexesha elithile ziquka :

• Imigaqo-nkqubo, yokwenene okanye echazwe ngendlela ethile
• Isini - kwamanye amazwe kuphela izini ezithile ezivumelekileyo ukuba zibe neeakhawunti zebhanki
• Ezentlalo - abanye abantu bajongana nenkohlakalo yoluntu kwaye bathintelwa zizalamane ekubeni babe neeakhawunti zebhanki
• Ubuzwe - ukuvula iakhawunti yebhanki kwilizwe ongasosakhamuzi kulo akuvumelekanga kwiindawo ezininzi
• Ukuchaphazeleka kwezopolitiko - kwamanye amazwe unokwala ukufumana iinkonzo zebhanki ukuba ibhanki igqiba ukuba usengozini ephezulu ngenxa yokubandakanyeka kwezopolitiko.
• Izohlwayo zezopolitiko kunye nehlabathi elinemimandla emininzi. Kukho iinethiwekhi ezininzi zebhanki kwihlabathi ezingasebenzi kakuhle okanye ezinganiki iinkonzo ezikhawulezayo nezisebenzayo.

Ukuthembana

Enye yezizathu ezikhankanyiweyo kwi-Global Findex Database yeBhanki yeHlabathi zokuba abantu abanaso isiseko sobubanki kukungabikho kokuthembana kwiibhanki ezikhoyo.

Kungabakho ukungabikho kokuthembana kukhuseleko okanye ukufikeleleka kwemali ebekwe ebhankini. Nazi ezinye zeemibuzo ezinokuthi zifihlwe phantsi kokungabikho kokuthembana:

• Ngaba ibhanki iya kwenza inkonzo endiyilindeleyo xa ndiyicela?
• Ngaba ndingakwazi ukuhlangabezana neemfuno zenkqubo yebhanki?
• Ngaba imeko yam, okanye eyebhanki, ingatshintsha? Yintoni enokuthi yenzeke kwimeko enjalo?
• Ngaba ibhanki inazo ngokwenene iimali ezaneleyo zokundibuyisela?
• Ngaba imigaqo-nkqubo enzima okanye imfuneko karhulumente ingangenelela ikhawuleze ukufikelela okanye ithintele imali njengoko kwenzeka eCyprus ngo-2013?

Ukungabikho kokuthembana kunokwandela nangaphaya kwemali. Iibhanki zihlala zifuna ulwazi oluninzi lomntu kubathengi bazo. Sivakala rhoqo iingxelo zeenkampani ezixhatshaziweyo kwaye zilahlekelwe yidatha ngamagosa olwaphulo-mthetho, kwaye ngenxa yoko abathengi banelungelo lokubuza ‘ndiyithemba na ibhanki yam ukuba iya kugcina idatha yam ikhuselekile?’

Imiba engakumbi yokungathembani nayo ivela kwidatha:

• Ngaba ibhanki yam iya kwabelana ngedatha yam kuphela xa ndiyivumile, okanye ingabelana ngayo ngaphandle kwemvume yam?
• Ngubani onokuthi ibhanki yabelane naye ngedatha yam, kwaye ndiyazithemba na ezi ziko?

Kwezinye abantu kunokubakho ukungathembani kumgangatho wemali. Inqaku elingezantsi libonisa indlela ukuthembela ebhankini, nokuba yi-USD, kunokuba yingxaki.

Imali kufuneka ibe yindawo ethembekileyo yokugcina ixabiso kunye nendlela ethembekileyo yokwenza iintlawulo, kuquka nehlabathi jikelele. Umthengi angaze athembe ukuba imali yakhe okanye iintlawulo zakhe azizukucinywa, okanye ukuba angakhutshwa ebhankini, alahlekelwe kukufikelela kwiimali zakhe.

Isimilo

Abantu banokubamba iinkolelo zokuziphatha ezisekelwe kwizimvo zonqulo okanye zefilosofi ezingahambelani nezenzo zeebhanki ezikhoyo kubo. Isiphumo soku kukuba bahlala bengabikho ebhankini.

7.3.3 Indlela iBitcoin enokunciphisa ngayo iziphumo

I-Bitcoin inezinto ezininzi ezinokunciphisa ukutshintshiselana phakathi kwezinto ezichongiweyo. Nokuba iBitcoin ayithethi ukuba bonke abantu abangama-1.4 bhiliyoni abangekho ebhankini emhlabeni banokuyisebenzisa, inani elikhulu liza kukwazi. Kwabanye abangaphantsi kokufikelela kwiibhanki, iBitcoin inika enye indlela enokuzalisa ezinye, ukuba ayizizo zonke, izikhewu. Ngenxa yoko kulindeleke ukuba iBitcoin inciphise kakhulu iziphumo zokungabikho (okanye ukungonelanga) kwebhanki ebantwini bayo kwaye ngaloo ndlela noqoqosho lwehlabathi.

Uqoqosho

Kukho ukwanda kwezixazululo zentlawulo ezidibanisa iBitcoin. Ezinye izisombululo zisebenza ngendlela yokugcina imali egameni lomntu, njengamabhanki akhoyo, kwaye ezinye zivumela umntu azigcinele ngokwakhe. Nangona i-timechain (irekhodi leentengiselwano) yeBitcoin ingabi yongcono kwezo ntengiselwano zincinci, ixabiso layo lisezantsi kakhulu kwiintengiselwano ezinkulu. Imirhumo ingatshintsha kwi-timechain ukusuka ngaphantsi kwe-euro enye ukuya kumashumi e-euro kuxhomekeke kwimfuno yendawo kwelo xesha kunye nokungxamiseka komthumeli.

Nangona kunjalo, ixabiso lentengiselwano alichaphazeli iindleko zayo, ngoko ke kwiintengiselwano ezinkulu iindleko zizonke zinokuphantsi kakhulu ngokwepesenti. Oku kukuvumela ukuthumela nayiphi na imali naphi na emhlabeni, ngokuqhelekileyo ngaphantsi kweyure, kwaye rhoqo ngaphakathi kwemizuzu eli-15.

Kwiintengiselwano ezincinci, izisombululo zentlawulo zomaleko wesibini ziye zavela. Inethiwekhi ye-lightning ngumzekelo osebenzayo mihla le kwihlabathi liphela. Imirhumo kwi-lightning network ihlala iphakathi kwe-<0.1% ukuya kwi-0.2% yexabiso lentengiselwano kwaye inika intlawulo ekhawulezayo ngaphandle kokubuyiselwa kwemali. Izicelo ezininzi ngoku ziyafumaneka kwiivenkile zee-apps ezizisa ukufikelela lula kwi-lightning network kuye nabani na one-smartphone, kuxhomekeke kwimigaqo yendawo. Njengenjongo yokwenza iintlawulo zemihla ngemihla kwihlabathi liphela, i-lightning network isebenza ngokufanelekileyo, ithembekile kwaye ikhawuleza kakhulu phantse kubo bonke abantu kunokwenza iintlawulo zamazwe ngamazwe ngeenethiwekhi zebhanki ezikhoyo.

I-Bitcoin izisa ukhuphiswano olutsha kuzo zonke iinethiwekhi zentlawulo kwaye kulindeleke ukuba inciphise impembelelo yezizathu zoqoqosho ezibangela ukungabikho (okanye ukungonelanga) kwebhanki.

Ukufumaneka

Kwiindawo zehlabathi apho ukufikelela kwiibhanki zomzimba kunqongophele, iBitcoin inika indlela entsha yokuthengiselana kwihlabathi liphela. Ezona ndlela zilula zokufikelela kwiimpawu zeBitcoin zisese-desktop, ilaptop, ithebhulethi okanye i-smartphone.

Nangona kunjalo, apho uluntu lunezixhobo zedijithali eziphantsi, ezinye izisombululo ziye zaveliswa phezu kweBitcoin. Umzekelo, kwamanye amazwe aseAfrika abantu baye baphuhlisa izisombululo zentlawulo ngeBitcoin ezifana neMachankura ngokusebenzisana nababoneleli beenkonzo zonxibelelwano ezivumela iintlawulo ze-lightning ukuba zithunyelwe ngeSMS kwizixhobo ezindala zeselula.

Umgangatho ovulekileyo obizwa ngokuba yiBolt 12 uphuhliswe ukuvumela amakhadi eBitcoin debit omzimba apho umthumeli angahlawula umntu ngaphandle kwesidingo sesixhobo esixhunyiwe.

Imali yedijithali enokuthwalwa isetyenziswa ngakumbi ngezixazululo ze-ecash ezivulekileyo ezifana neCashu (cashu.space), ezisebenzisa itekhnoloji yeChaumian ecash kwiBitcoin. Ezi zisombululo zandisa ngakumbi ukufumaneka kokugcina kunye nokwenza iintlawulo ezakhiwe kwiBitcoin.

Ukufika kwezixazululo ezakhiwe phezu kweBitcoin kwenza ukuba umsebenzi wentlawulo ufumaneke kubantu abaninzi ngakumbi kunabo basele bekhonza, kwaye kudala iindlela ezintsha kwabo basele bekhona. Oku kulindeleke ukuba kunciphise impembelelo yezizathu zokufumaneka ezibangela ukungabikho (okanye ukungonelanga) kwebhanki.

Isazisi

Ukusebenzisa iBitcoin ngendlela yokuzigcinela akufuni sazisi semthethweni. Le yinzuzo enkulu kwabo bajongene nemingeni yokuchongwa ngenxa yezizathu zoqoqosho okanye zentlalo.

Ezinye izisombululo zentlawulo ezigcinwe egameni lomntu zinokuxhasa abasebenzisi abangenako ukufikelela kwiibhanki ngenxa yokungabi nendawo yokuhlala. Amakhadi agcina isitshixo sabucala se-wallet ye-lightning angasetyenziswa ukwenza iintlawulo. Umgangatho ovulekileyo ophuhliswe kwiBitcoin ukuxhasa la makhadi okucofa uhlawule ubizwa ngokuba yi‘Bolt’ (boltcard.org). Umbutho wosapho wasekuhlaleni unokukhupha amakhadi eBolt kubantu abangenamakhaya abavumela ukuba bathenge evenkileni. Le ndlela inganceda abamkeli bakhe ukuzithemba kwakunye nezakhono zokulawula imali njengendawo yenkxaso abayifumanayo. Esi sisombululo sinokusetyenziswa nakwimeko yongxamiseko ukuqinisekisa ukuba iinkonzo zentlawulo ziyafumaneka kwiindawo ezifunekayo ngokukhawuleza nangexabiso eliphantsi.

Amandla okwenza nokufumana iintlawulo ngaphandle kwemfuneko yesazisi semthethweni aya kuphucula nokusebenza kwamaGosa obuNgqondi (AI) kwaye akhawulezise izibonelelo zoqoqosho lwehlabathi oluvela kwezi teknoloji zintsha. La magosa anokufuna ukusebenzisa nokufumana iintlawulo ukuze enze imisebenzi yawo. Okwangoku akukho siseko sokuba amaGosa obuNgqondi abonise isazisi kuba awanalo ifomu esemthethweni.

I-Bitcoin inika indlela kubantu abajongene nemigaqo-nkqubo enzima, engenelela okanye ecinezela ukuba bathathe inxaxheba kuqoqosho lwehlabathi kwaye ngaloo ndlela bandise inkululeko yabo yoqoqosho.

I-Bitcoin ayifuni nto malunga nesini, kuquka nokuba akukho sifo kwimeko yamaGosa obuNgqondi. Sele bekho imizekelo apho abantu abacinezelweyo ngenxa yesini sabo bekwazile ukusebenzisa iBitcoin ukulwa nolu cinezelo.

Ubunini beBitcoin abufuni ukuba bubonakale ngokwasemzimbeni, kwaye oku kunceda abantu abajongene nokuxhatshazwa kwentlalo kwaye bavinjwe zizalamane ukuba babe neakhawunti yebhanki.

I-Bitcoin ayinayo ingcamango yejografi kwaye ngenxa yoko urhwebo nalo naliphi na ilizwe emhlabeni, nokuba ngowuphi umthumeli okanye umamkeli, lunokwenzeka ngaphandle kokuphazamiseka. Izohlwayo zopolitiko, ezihlala zenzakalisa abona bangenamandla kuluntu, zinokuphepheka ngabemi abavelisayo besenza imisebenzi yabo yemihla ngemihla besebenzisa iBitcoin. Xa ezopolitiko zehlabathi zivelisa iindawo ezininzi zebhanki ezithintela ukukhula koqoqosho, ukusebenzisa iBitcoin kunokugcina urhwebo luqhuba kakuhle.

Ukuba umntu akavunyelwanga iinkonzo zebhanki kuba ibhanki yakhe igqibe kwelokuba uyingozi ngenxa yokuzibandakanya kwezopolitiko, ukufikelela kwi-bitcoin kunye nezisombululo zentlawulo zeBitcoin kunokuba yipolisi yokuqinisekisa elungileyo.

Imvume engenamda yeBitcoin inika amathuba amaninzi kubantu abajongene okanye abanokujongana nemiba yeebhanki. Oku kulindeleke ukuba kunciphise impembelelo yezizathu zesazisi ezibangela ukungabikho (okanye ukungonelanga) kwebhanki.

Uthembano

Ngokungafaniyo nokusebenzisa iibhanki okanye iinkonzo zentlawulo, iBitcoin ayifuni kuthembana nabanye abantu, iinkampani okanye iziko. IBitcoin ayifuni kuthembana kwaye ayifuni mvume. Xa umntu eqonda indlela iBitcoin esebenza ngayo, angagqiba kwelokuba kuphela kuthembana okufunekayo kukwimathematika nasefiziksi. Ungaba yibhanki yakho ngokwakho.

Ungakhetha ukugcina enye ye-bitcoin yakho ebhankini, kodwa unenketho. Oku kuthetha ukuba ukuba unengxaki yokuthembana ngebhanki ekhoyo kuwe, ubuncinane unokwahlula loo ngozi ngokugcina ubuncinane enye ye-bitcoin yakho kwibhanki yakho wedwa.

Ukuba ukungathembani kubangelwa lixhala lokhuseleko lwedatha, iBitcoin inika enye indlela ngenxa yokuba ayifuni mvume. Akukho mfuneko yokunika naluphi na ulwazi lomntu ukuze usebenzise iBitcoin kwaye ngenxa yoko akukho ngxaki yokuthembana ivela.

Xa ukungathembani kuvela kwixabiso elingaqinisekanga okanye ukwamkelwa kwentlawulo kwemali yendawo, iBitcoin inika uncedo kuba yimali yehlabathi. Akukhathaliseki ukuba umsebenzisi ukweyiphi indawo emhlabeni, bonke babelana nge-bitcoin enye kwaye banokugcina, bathumele kwaye bamkele ngendlela efanayo nanabanye abasebenzisi beBitcoin kwihlabathi liphela.

Ixabiso leBitcoin linokwahluka, kodwa liyahluka naphi na ngexesha elinye. Ukungazinzi kweBitcoin kuya kuncipha ngokuhamba kwexesha njengoko inethiwekhi yabasebenzisi ikhula. Ayigqibelelanga njengendawo yokugcina ixabiso okanye indlela yokutshintshiselana, kodwa ngokuqinisekileyo yindlela enye ethe ngcono rhoqo. Ngenxa yezizathu ezi, iyimbangi ekhoyo kwaye ekhula kwiinkqubo zebhanki ezikhoyo kunye neemali abasebenza ngazo.

Isimilo

I-Bitcoin yimali enesimilo. Oko kukuthi, akukho mntu, iqela labantu, iziko okanye urhulumente onelungelo elikhethekileyo lokuphazamisa ukusebenza kwayo ngenxa yenzuzo yabo. IBitcoin ayinayo nengcamango yemali-mboleko enenzala. Iinkolo ezininzi kunye neembono zefilosofi zikholelwa ukuba ukuboleka imali ngenzala akulunganga. Kubantu abanezizimvo, iBitcoin inika indlela yokuba bavelise ngokwezoqoqosho, benze kwaye bamkele iintlawulo kwaye bagcine imali ngaphandle kokungena kwinkqubo yebhanki abayicinga ukuba ayilunganga.

Umahluko wokuziphatha kweBitcoin unika amathuba kwabanye abantu abakhoyo ngoku beziva bekhutshelwe ngaphandle koqoqosho lwehlabathi ngenxa yeenkolelo zonqulo okanye zefilosofi ukuba bathathe inxaxheba. Oku kulindeleke ukuba kunciphise impembelelo yezizathu zokuziphatha ezibangela ukungabikho (okanye ukungonelanga) kwebhanki.

7.3.4 Isiphelo

UColeman ubhale inqaku elibizwa ngokuba 'Mababe neAkhawunti zeBhanki,' apho ebeka imibuzo kwinkolelo yokuba impendulo kwiingxaki zezezimali zabantu abahluphekileyo kukubavulela bonke iiakhawunti zebhanki. 'Le nkolelo ayijongi ingxaki ukusuka ezantsi phezulu endaweni yokuba phezulu ezantsi,' utshilo uColeman. 'Kufana nokunika abantu iimbiza neepani njengesixazululo sendlala.'
Lisa Servon

Ukungabikho ebhankini kugxile ikakhulu kwiMazantsi eHlabathi, nangona amanye amalungu oluntu nakwamazwe aphuhlileyo engabikho ebhankini. Nangona kunjalo, ukungonelanga kwebhanki yingxaki ejamelwa phantse ngumntu wonke emhlabeni.

Kakhulu xa kuthelekiswa ne-stablecoins, iBitcoin inikezela ngezinye izibonelelo. IBitcoin inokuphelisa iingxaki zokuziphatha ezinxulumene nemboleko kunye nenzala ezisekela imali ye-fiat kunye ne-stable coins. Ukungakhethi cala kwayo kukwanika ithuba elingadibananga nenkxaso-mali yetyala karhulumente othile kunye nemiba yokuziphatha kunye nezopolitiko enokuthi ivele. IBitcoin ikwanika nendlela yokugcina ixabiso ixesha elide ngendlela engadingi mvume.

Indibaniselwano yeBitcoin yeempawu ezintsha kuzo zonke iindawo ezichongiweyo ezibangela ukungabikho kweebhanki (okanye ukungabikho ngokupheleleyo) ngoku, inokwazisa izisombululo ezintsha kunye nokunyusa ukhuphiswano. Kucacile ukuba oku kuya kukhokelela ekwehleni kokungabikho kweebhanki (okanye ukungabikho ngokupheleleyo) kubantu abaninzi kwihlabathi lonke.

7.3.5 Umsebenzi

Phikisa isiphelo kwisithuba esinye okanye ezingaphezulu kwaye uxoxe ngezinto ezinokuphuculwa kwisoftware okanye iinkonzo zeBitcoin ukuze kuncitshiswe okanye kuvalwe naziphi na izikhewu ezichongiweyo.

7.4.0 Intshayelelo

UTim Berners-Lee wabona urhwebo kwiwebhu njengento engenakuphepheka, kwaye waqala ukumisela iinkqubo zokuyixhasa phambi kokuba imarike ikhona. Kwisicatshulwa sokuqala se-RFC (Request for Comment) echaza i-HTTP, ikhowudi yemposiso 402 yafakwa ukuze ijongane nezicelo zentlawulo. Nangona le nto ingazange isetyenziswe kangangeminyaka, ubukho bayo bubonisa ukuba abayili bokuqala bewebhu babebona urhwebo njengengxenye ephambili yalo mbono.

Kube nezamalinge ezininzi kule minyaka idlulileyo zokwenza ukuba kube lula ukuhlawula imali encinci kwi-intanethi, kodwa ziye zaphumelela ngenxa yezizathu ezahlukeneyo. Kodwa ukuqonda kwangaphambili kukaTim Berners-Lee kubeka isiseko sokuba oonozakuzaku be-Artificial Intelligence bakwazi ukusebenza ngokuzimeleyo besebenzisa inethiwekhi ye-Lightning.

Nangona kukho iindlela ezininzi zokuhlawula ngoku, umzekelo iPaypal kunye neApple okanye iGoogle Pay, azamkelwa kwihlabathi liphela kwaye zixhomekeke kwimigaqo yeebhanki. Ezi zithintelo zithetha ukuba ukuhlawula imali encinci okanye ukuhlawula rhoqo akukwazi ukwenzeka ngokwezoqoqosho kusetyenziswa iinkqubo zemali zangoku. Imigangatho ephezulu yeBitcoin efana ne-Lightning Network inokuzisa ezi zakhono ngendleko ezifikelelekayo. Kukho imimandla emininzi apho uphuhliso lwezi zisombululo zentlawulo lunokuzisa impembelelo enkulu ekukhuleni. Enye yale mimandla kukuhlawula imali encinci kwi-Artificial Intelligence.

Oonozakuzaku be-Artificial Intelligence abakwazi ukwenza okanye ukufumana iintlawulo kwinkqubo ekhoyo ngoku kuba abanazazisi zabantu okanye zomthetho. Kukho ithuba lokukhokela nokwenza iimveliso eziza kunceda oonozakuzaku be-AI ukuba bathumele kwaye bamkele iintlawulo. Iibhanki ezikhoyo kunye nababoneleli beenkonzo zentlawulo banokuphuhlisa itekhnoloji enokuphucula oku. Kuba le marike ayikabikho, ayisosoyikiso, kodwa inokuba lithuba eliphuthelweyo. IBitcoin ayifuni zazi zabantu ukuze isebenze, ngoko ke kunokwenzeka ukuba oonozakuzaku be-AI baya kusebenzisa itekhnoloji eyakhelwe kwiBitcoin ukuze bafumane, bathumele kwaye bamkele imisebenzi yentlawulo ngexesha elithile.

7.4.1 Ithuba

Indibaniselwano yeBitcoin kunye ne-Artificial Intelligence idala ithuba lentsha yokuqamba izinto ezintsha kwidijithali, ngakumbi ngokudityaniswa kwe-AI kunye ne-Lightning Network yeBitcoin. Olu manyano lujolise ekuguquleni imiba ye-intanethi, ukusuka kwiintlawulo ezincinci ukuya koonozakuzaku beqoqosho abaqhutywa yi-AI kwi-intanethi. Eli candelo lijonga ukudibana okukhulayo phakathi kwengqalasizinda yeBitcoin kunye netekhnoloji ye-Artificial Intelligence (AI), ligxininisa imimandla ephambili yokudibana kwengqalasizinda yetekhnoloji kunye nokusetyenziswa okusebenzayo. Oku kubandakanya:

• Zombini iinkampani zemigodi yeBitcoin kunye nababoneleli beenkonzo ze-AI baxhomekeke kwimfuno etshintshayo yamandla okusebenza; abavukuzi ngexesha lokungabi nenzuzo okanye ukuhla kwemarike, kunye neenkonzo ze-AI ezihlala zixhomekeke kumsebenzi othile okanye iprojekthi kwaye azidingi ukusebenza imini nobusuku. Utyalo-mali kwiziko ledatha kunye nengqalasizinda yokupholisa yemigodi yeBitcoin okanye i-AI lunokubuyiselwa lula ukuba luyafumaneka kuzo zombini iintlobo zokusetyenziswa.
• I-AI kunye nemigodi yeBitcoin emaphethelweni: izinto ezintsha zetekhnoloji ezifana nokupholisa ulwelo zivumela imigodi yeBitcoin ukuba yehle iindleko, de kube iseti encinci inokudityaniswa kwindawo ukuze ihlangabezane nemfuno yeshishini okanye yoluntu yokufudumeza, njengamachibi okuqubha kawonke-wonke, iinkqubo zokufudumeza zoluntu, amagreenhouse okanye amaziko ezilwanyana zaselwandle. Njengoko ukusetyenziswa kwe-AI kukhula, ukukwazi ukusasaza amandla okusebenza kufutshane nabasebenzisi kuya kunceda ukuhambisa umgangatho ofunekayo wokusebenza ngokwempendulo ekhawulezayo.
• Njengoko iinkonzo ze-AI zikhula, kulindeleke ukuba kubekho imfuno enkulu yokulawula iintlawulo ezincinci ukuze oonozakuzaku be-AI bagqibe imisebenzi. I-ecosystem yehlabathi yeengcali ze-AI kwiinkonzo ezifana nokuguqulela ulwimi okanye ukuguqula umbhalo ube lilizwi iyaphuhliswa kwaye iya kufuna imali yedijithali, yehlabathi, engenamvume yokurhweba ngayo, eyi-bitcoin. Abayili bokuqala bomgaqo-nkqubo we-intanethi babebone le mfuno kwaye bakha iinkqubo kumgaqo-nkqubo wokuqala we-HTTP, ongakhange ufumane ukusetyenziswa kude kube ngoku.
• Iitekhnoloji ze-AI zinokunceda iBitcoin ngokwayo, ziphucule ukhuseleko lwenethiwekhi kunye nomgaqo-nkqubo ngokuchonga imisebenzi enetyhefu, mhlawumbi kwi-blockchain ngokwayo okanye kwimisebenzi yeepuli zemigodi.

Iinkampani ezijolise kwi-AI kunye noluntu lweBitcoin ziya kuxhamla ekuqondeni olu didi lutsha phakathi kwezi teknoloji zimbini.

7.4.2 Ukudibana kwengqalasizinda yokubala

Zombini iinkampani zemigodi yeBitcoin kunye neenkonzo ze-AI zixhomekeke kwizixhobo ezikhethekileyo ezingahambelani ngqo, kodwa zombini zisebenzisa amandla amaninzi zifuna iinkqubo zokupholisa ezisebenzayo kunye nolawulo lwamandla, kunye nonxibelelwano lwenethiwekhi kunye nolawulo lwezixhobo zomzimba. Olu didi lukhokelele ekubeni ishishini lemigodi yeBitcoin lijikele kwimisebenzi ye-AI. Iinzuzo ezinokubakho ziquka:

• Ukusebenza ngexesha lokungasebenzi: Izixhobo zemigodi yeBitcoin zihlala zineendawo zokungasebenzi, ngakumbi ngexesha lokungabi nenzuzo okanye ukuhla kwemarike. Xa imigodi inganenzuzo, iinkampani zinokujika zisebenze kwiiprojekthi ze-AI, ngaloo ndlela ziqinisekisa ukuba izixhobo zazo zihlala zisetyenziswa. Izixhobo zemigodi yeBitcoin zinokusebenzisa amaxesha okungasebenzi xa iinkonzo ze-AI zingasetyenziswa, kwaye zinokucinywa kwangoko xa imfuno inyuka.
• Ukwahlula imithombo yengeniso: Ngokongeza iinkonzo ze-AI kumzekelo weshishini labo, iinkampani zemigodi yeBitcoin zinokudala umthombo omtsha wengeniso. Ukubonelela ngeenkonzo zokubala ze-AI kumashishini okanye abaphandi kunokulinganisa ukungazinzi kwengeniso evela kwimigodi yeBitcoin.
• Uzinzo kunye nokusebenza kakuhle: Imisebenzi ye-AI ihlala isebenzisa amandla amancinci kunemigodi kwaye inokwenziwa ngexesha apho amaxabiso ombane enyuka okanye xa ingeniso yemigodi iphantsi. Oku kunceda ukunciphisa iindleko zamandla kunye nokunciphisa umkhondo wekhabhoni onxulumene nemigodi.
• Imbuyekezo yotyalo-mali kwengqalasizinda: Utyalo-mali kwiziko ledatha kunye nengqalasizinda yokupholisa yemigodi yeBitcoin lunokubuyiselwa lula ukuba lusetyenziswa nakwi-AI, lwenza ingqalasizinda ibe nengeniso ngakumbi ekuhambeni kwexesha.

Iinkampani ezifana ne-Applied Digital kunye ne-Iris Energy ziqalile ukwandisa kakhulu kwi-AI cloud computing kunye neziko ledatha elisebenza kakuhle, ngokwahlukeneyo, nto leyo ebonisa ukushukuma ukuya kwimisebenzi eqhutywa yi-AI. Olu tshintsho aluboniwa njengokushiya imigodi yeBitcoin kodwa njengendlela yokwahlula imithombo yengeniso, kuncitshiswa ukuxhomekeka kwiimeko zemarike yeBitcoin kwaye kwamkelwa icandelo le-AI elikhulayo. I-Hut8 yenye inkampani etyale imali kwiziko ledatha elixhotyiswe ngeeGPU zeNvidia, ezikwaziyo ukuphatha imisebenzi eyahlukeneyo kubandakanya i-AI kunye nokufunda koomatshini, kunye nezixhobo zabo zemigodi yeBitcoin. Olu didi lwemigodi kunye nemisebenzi yeziko ledatha lubonisa amandla obudlelwane bokusebenzisana phakathi kweBitcoin PoW kunye ne-AI, apho amandla omabini anokuxhamla ekukhuthazeni ukuqamba izinto ezintsha kunye nokuqina koqoqosho lwedijithali.

Ngendlela efanayo, ababoneleli be-AI banokuxhamla ekwamkeleni imigodi yeBitcoin njengokulandelayo:

• Ukusebenzisa amandla angasetyenziswanga: Imisebenzi ye-AI ihlala isekwe kwiprojekthi kwaye ayidingi ukusebenza imini nobusuku kuzo zonke izixhobo. Ngexesha lokungasebenzi, ababoneleli be-AI banokusebenzisa amandla okusebenza angasetyenziswanga kwimigodi yeBitcoin ukuze bafumane ingeniso eyongezelelweyo.
• Ukunciphisa iindleko zengqalasizinda: Iindleko zokuqala zokwakha ingqalasizinda ye-AI ziphezulu, kodwa imigodi ngexesha lokungasebenzi inokunciphisa ezi ndleko. Imigodi ingaba ngumthombo wesibini wengeniso, inike umkhusane xa imfuno ye-AI okanye izivumelwano zabathengi zitshintsha.
• Ukusebenzisa ii-chip ze-ASIC: Njengoko imisebenzi ye-AI ikhula, kwaye uphuhliso lwee-chip luqhubeka, ezinye ii-ASIC ezenzelwe ukufunda nzulu zinokukwazi ukuxhasa imisebenzi enxulumene neBitcoin. Kwezi meko, ababoneleli be-AI banokusebenzisa izixhobo zabo kuzo zombini, nangona oku kuya kufuna izixhobo eziguquguqukayo, ezingekabikho okwangoku.

Iimodeli zeshishini ezinokwenziwa oku:

• Iziko ledatha elinemisebenzi emibini: Iinkampani zinokwakha iziko ledatha elilungele zombini i-AI kunye nemigodi, kunye nengqalasizinda eguquguqukayo yokwamkela imisebenzi eyahlukeneyo ngokuxhomekeka kwimfuno, ingeniso, kunye nokufumaneka kwezixhobo.
• I-AI kunye nemigodi njengeNkonzo (AMaaS): Ukubonelela ngenkonzo yokubala ye-AI kunye nemigodi yeBitcoin kubathengi bangaphandle kunokwenza ukusetyenziswa kwengqalasizinda kube ngcono ngelixa kwahlulwa imithombo yengeniso. Iinkampani zinokwenza ngokuzenzekelayo utshintsho lwemisebenzi ngokuxhomekeka kwinzuzo, iimfuno zabathengi, okanye iimeko zemarike.
• Iinyathelo zokubala eziluhlaza: Iinkampani ezigxile kuzinzo zinokusebenzisa amandla avuselelekayo kwiziko labo elinemisebenzi emibini, bazibeke njengabakhathalela indalo kuzo zombini i-AI kunye neBitcoin.

Ukudibanisa imigodi yeBitcoin kunye nokubala kwe-AI kunzima kodwa kunokwenzeka xa kukho ingqalasizinda efanelekileyo kunye neendlela ezifanelekileyo. Ukudibanisa le misebenzi kunokwandisa ukusetyenziswa kwezixhobo, kuphucule uzinzo, kwaye kwahlule imithombo yengeniso kwiinkampani ezilungele ukujongana nemingeni yetekhnoloji kunye nokusebenza okuhambelanayo.

7.4.3 I-AI kunye nemigodi yeBitcoin emaphethelweni

Iziko ledatha elixineneyo nelincinci elisasazwe emaphandleni endaweni yokugxilwa kwiziko ledatha elikhulu linokuzisa izibonelelo ezininzi:

• Abavukuzi beBitcoin bakhangela imithombo yamandla etshiphu nethembekileyo kwaye banokubekwa ngqo apho la mandla aveliswa khona. Ngamanye amaxesha, ubushushu obuveliswa bunokusetyenziswa ngamashishini ahlukeneyo njengamachibi okuqubha asekuhlaleni, amagreenhouse kunye neenkqubo zokufudumeza zoluntu, buyitshintshe ukusuka kwindleko bube luncedo.
• Ukushenxisa imisebenzi ye-AI kufutshane nomsebenzisi endaweni yokugxilwa kwiziko ledatha ezimbalwa ezinkulu kunokuphucula ukusebenza ngokusasaza amandla okusebenza kunye nokunciphisa ukulibaziseka. Ukusetyenziswa kwe-AI kwimisebenzi efana nohlalutyo lwevidiyo ye-CCTV, iimoto ezizihambelayo kunye nokubeka iliso kwengqalasizinda ye-IoT kunokuphucula amandla eenkonzo kunye nokusebenza.

Iinkampani ezakha ingqalasizinda yokusasaza imigodi yeBitcoin okanye iinkonzo ze-AI zinokuxhamla xa ziqwalasela ukudityaniswa kwezi zisombululo zombini kuyilo lwengqalasizinda, zisusa amandla okusebenza kufutshane nabasebenzisi kunye nokuxhamla kwimithombo yamandla avuselelekayo etshiphu.

7.4.4 Ulawulo lwee-micropayments kwiinkonzo ze-AI usebenzisa iBitcoin

Okokuqala imbali encinci: Yintoni i-402 Payment Required?

HTTP Status Code: Ikhowudi ye-HTTP 402 Payment Required yinxalenye yomgaqo-nkqubo we-HTTP, ochaza indlela imiyalezo efomathwa ngayo kwaye ithunyelwa kwiwebhu. Yayiyenzelwe ukuba ibe yindlela yokuba iseva yewebhu ibonise ukuba umxhasi kufuneka agqibe intlawulo ukuze afumane imithombo ayicelileyo. Nangona iyinxalenye yomgaqo-nkqubo we-HTTP, ikhowudi 402 ayikaze isetyenziswe kakhulu. Okwangoku isagcinelwe iimeko ezinokuphuma kwixesha elizayo, ngakumbi njengoko iimodeli zentlawulo kwi-intanethi ziguquka. Iintlawulo zedijithali kunye ne-microtransactions zinokubonelela ngeempendulo ezisemgangathweni xa umsebenzisi ezama ukufikelela kwinkonzo okanye ukwenza ukuthenga okuncinci engenamali eyaneleyo, okanye ingasetyenziswa kwakhona ukuphatha iintlawulo kwinkqubo esekwe kwindawo ezininzi ezifana nokuphumeza isivumelwano esihlakaniphile. Esikugxile apha kukusetyenziswa kwe-micropayments yeBitcoin kwimisebenzi ye-AI.

Umngeni weshishini

Iindlela zokuhlawula ezixhaphakileyo ezisetyenziswa ngamapulatifomu e-AI namhlanje zindala, zidlulisela iindleko kubasebenzisi kwaye zinciphisa iimeko zokusebenzisa kunye nokufikelela, kwaye zisebenzisa iindlela ezizodwa nezibiza kakhulu. Zisebenza kakuhle kwiintlawulo ezinkulu okanye iimodeli zokubhalisa, kodwa kwiintlawulo ezincinci iindleko ezongezelelweyo zenza ukuba zingabi nenzuzo, apho nokuba yimali encinci kakhulu ngentengiselwano ingaba yinqobo.

Kumazwe aphuhlileyo, imodeli yokubhalisa esekwe kwikhadi letyala ukuze kufumaneke inkonzo ephezulu ingasebenza, kodwa oku akufumaneki kwamanye amazwe. Oku kungaba ngumngeni xa usebenza kwiqela lehlabathi elidinga ukufikelela kwiinkonzo zokubhalisa ukuze likwazi ukunceda. Iintlawulo nazo zingaphikiswa ngumsebenzisi kamva, nto leyo ekhokelela ekubuyisweni kwemali sele isetyenzisiwe kwizixhobo zokubala.

Ama-ejenti e-AI nawo awanazo izazisi zomthetho ezinokusetyenziswa ukufumana iiakhawunti zebhanki okanye iinkonzo zokuhlawula kwinkqubo yemali yesintu, kwaye engasebenzi iiyure ezingama-24 ngosuku. I-Bitcoin ayifuni sazisi yomthetho kwaye ke inika indlela yokuba izidalwa ezingengomntu ezifana nama-ejenti e-AI zigcine ixabiso, zithumele kwaye zamkele iintlawulo.

Lightning Labs – yinkampani yeziseko ze-Lightning – isungule iseti yezixhobo ezijolise ekoyiseni ezi zithintelo ngokudibanisa iintlawulo ezincinci ze-Bitcoin ezisebenza ngobuninzi be-Lightning kwiilayibrari ze-AI ezidumileyo, ivula amathuba amatsha:

Iimodeli ze-AI ezihlawulwa ngokwemibuzo.

Ngokwenza isoftware ye-AI ikwazi ukuhlawulisa ukufikelela kwi-API. Ama-ejenti e-AI angasebenzisa i-Lightning ukuhlawula ukufikelela kwi-API xa ebuzisa kwamanye ama-ejenti. Ama-ejenti e-AI aqhuba iintlawulo kuphela emva kokufumana impendulo eyanelisayo, eqinisekisa iintengiselwano ezifanelekileyo nezisebenzayo. Ezi ntlawulo zikwangokugqibela.

Retrieval Augmented Generation (RAG) yindlela entle yokuthi "hamba kwenye indawo ukufumana iinkcukacha kwaye uzidibanise nempendulo ye-AI chatbot yam"

Iinkonzo zokwenza umxholo nge-AI

I-AI eyenza umxholo inokuvelisa zombini umbhalo nomfanekiso wokuthengisa, apho abathengisi bokukhula banokungena kwiGoogle okanye kwiFacebook's advertising centre, balayishe umfanekiso nombhalo, basete uhlahlo lwabiwo-mali lwemihla ngemihla, kwaye bacinezele iqhosha lokuqala ukuzama ukufumana abantu ukuba bathenge imveliso okanye inkonzo yabo. Oku kusebenzisa uhlobo lwe-AI agent, kodwa lukhawulelwe kule meko yokusebenzisa kuphela.

Ukwandisa le ngcamango kwezinye iimeko zokusebenzisa kufuna iintlawulo ezincinci ukuze kuvunyelwe eminye yale misebenzi kwaye kunokwenzeka kufune iintlawulo ezihamba ngexesha lokwenyani.

Lightning HTTP 402 Protocol, eyaziwa njenge L402, yindlela yokuhlawulisa iinkonzo kunye nokuqinisekisa abasebenzisi kwiinethiwekhi ezisasazekileyo. Idibanisa izixhobo ezimbini ezinamandla — iiMacaroons, kunye ne-Lightning Network.

IiMacaroons ziithokheni ezizodwa ezisetyenziswa ukuqinisekisa. Ziquka iimvume kwaye zingaqinisekiswa kusetyenziswa isitshixo sengcambu. Uxwebhu luthi oku kubalulekile kwiinkqubo apho sifuna ukuphepha okanye asikwazi ukukhangela ukuba ithokheni nganye isebenza na.

I-Lightning sisombululo seLayer 2 sokwenza iintlawulo ze-bitcoin ezikhawulezayo nezikhuselekileyo. I-L402 isebenzisa amandla eeMacaroons kunye ne-Lightning ukwenza indlela evumela abasebenzisi ukuba baqinisekise kwaye benze iintlawulo ngaphandle kwesidingo sedatha ephakathi.

Kwi-L402, iMacaroon iquka i-payment hash. Ukuze isebenze, umsebenzisi kufuneka anike iMacaroon kunye ne-preimage ehambelana ne-payment hash kwiMacaroon. I-preimage ifumaneka ngokuhlawula i-invoice ye-Lightning Network.

Isofthiwe entsha ebizwa ngokuba yi-Aperture isebenza njengomlamli phakathi komsebenzisi kunye ne-API yenkonzo. Idlulisa izicelo ezine-L402 esebenzayo kwi-API endpoint efanelekileyo kwaye inokukhupha iiMacaroons ezintsha kunye nee-invoice ze-Lightning kubasebenzisi abatsha.

I-L402 ivumela ii-API ezilinganisiweyo, apho iinkonzo zinokuhlawulisa ukusetyenziswa kwazo ngaphandle kwesidingo sokungena okanye iipassword. IMacaroon, kunye ne-preimage, iqinisekisa ukuba umhlawuli wenze intlawulo.

Le ngcamango ibaluleke kakhulu kwimeko yeentengiselwano phakathi kwama-AI. Ama-ejenti e-AI angakwazi ukwenza iintlawulo ezincinci ngokufanelekileyo, evula amathuba amatsha oqoqosho. Umzekelo, i-AI ingahlawula ngokuzenzekelayo imali encinci ukufikelela kulwazi, izixhobo zokubala, okanye iinkonzo ezikhethekileyo kwamanye ama-ejenti e-AI. Oku kungakhokelela kulwabiwo lwezixhobo olusebenzayo, iimodeli zoshishino ezintsha, kunye nokukhula koqoqosho olukhawulezayo kuqoqosho lwedijithali.

Iimeko Zokusebenzisa Ezisebenzayo

1. Umdibaniso wama-ejenti e-AI kunye nezixhobo ze-IoT ngokusebenzisa iinethiwekhi zezixhobo zomzimba ezisasazekileyo unokukhokelela kwiinkqubo ezizimeleyo ezilawula izixhobo, zisebenzise iinkqubo, kwaye zisebenze kuqoqosho ngokuzimeleyo.
2. Kwicandelo lomxholo, iinkqubo ze-AI zingazenza, zipapashe, kwaye zifumane ingeniso kumxholo, zilawula ingeniso ngaphandle kongenelelo lomntu.
3. Iinkonzo zemali: Ama-ejenti e-AI angathengiselana ngexesha lokwenyani iiyure ezingama-24 ngosuku egameni leenkampani zemali ezinkulu, ngaphandle kwesidingo sokungenelela komntu. Imali eninzi ingabandakanyeka, mhlawumbi yokudluliselwa komngcipheko phakathi kweentlobo ezininzi zezixhobo kunye nezixhobo zemali, kwaye kusetyenziswa indibaniselwano ye-layer 2 kunye ne-base layer yokuhlala. I-Bitcoin (okanye i-stablecoin) ingasetyenziswa kuba inokuqwalaselwa ngama-ejenti e-AI ngokweemfuno zawo.
4. Icandelo lezothutho linokubona ukuvela kweemoto ezizimeleyo ngokupheleleyo ezikwaziyo ukubonelela ngeenkonzo zika-taxi ngokuzimeleyo, zamkele abakhweli, zamkele iintlawulo, kwaye zahlawule ukugcinwa kwazo.
5. Kwimveliso, ama-ejenti e-AI angazenzekelayo inkqubo yokuthenga, efumana kwaye ethenga izinto ezifunekayo ngokuzimeleyo.
6. Kwicandelo lezemisebenzi, iinkqubo ze-AI zingaqesha kwaye zihlawule abaqeshwa ngokuzimeleyo.
7. Amakhaya akrelekrele angazithengela ngokuzenzekelayo iimpahla kunye neenkonzo ezifunekayo.

Ukucinga ngekamva

Umphuhlisi we-AI angadala uthotho lwemisebenzi ekhethekileyo ye-AI, umzekelo uguqulelo kulwimi oluthile olungasetyenziswa kakhulu, okanye umbhalo ukuya kwisandi kunye nokuveliswa komxholo kwicandelo elithile. Aba ma-ejenti e-AI banokujonga iiwebhusayithi okanye amagumbi encoko befuna izicelo ezihlangabezana nemfuno ethile baze bakhuphisane ngomsebenzi - bakhulule umxholo owenziweyo kuphela emva kokuba uphononongwe wamkelwe kwaye emva kokuhlawulwa.

Eli kamva likufuphi kunokuba sicinga ngenxa yokunyuka okukhulu kokusebenza kwe-AI kunye namandla ayo - kodwa kuya kufuna i-bitcoin ukuze iphumelele.

Ukulungisa iimodeli ze-AI, inyathelo elibalulekileyo kuphuhliso lwe-AI, nako kungazuza kwi-Lightning Network. Ngokwenza iintlawulo ezincinci nezikhawulezayo, abantu kwihlabathi liphela banokuthatha inxaxheba ekulungiseni i-AI, behlawulwa ngomsebenzi ngamnye nge-bitcoin. Le nkqubo isebenzisa ukufikelela kwehlabathi kwe-intanethi, apho malunga nezigidi ezi-4.32 zabasebenzisi be-intanethi abaseselfowuni banokubandakanywa kwinkqubo yophuhliso lwe-AI.

I-Bitcoin ikwangumsindisi kumazwe amaninzi asakhulayo apho inokuba yindlela yokugcina imali, ukuvulela abantu abangenaso isixhobo semali, kunye nokwenza ukuba abasebenzi abafudukayo bathumele imali ekhaya ngexabiso eliphantsi. Kumazwe anenkqubo yemali esebenzayo, ezi misebenzi zinokwenziwa, kodwa kungasebenzi kakuhle kwaye kubize kakhulu. Nangona kunjalo, amandla okwenza iintlawulo ezincinci zemali encinci ngexesha lokwenyani kunye nokuqinisekiswa kokugqibela kwentlawulo yeenkonzo ze-AI ayinakufezekiswa ngenye itekhnoloji. I-Bitcoin kuphela kwendlela enokwenzeka yokuvumela olu hlobo lonxibelelwano lwe-AI, iyenza ibe yinxalenye ebalulekileyo yokukhula kwe-AI kwixesha elizayo.

7.4.5 Ukhuseleko Lwenethiwekhi

Njengoko i-Bitcoin isetyenziswa ngakumbi kwaye ixabiso layo liqhubeka nokunyuka, inokuba yijelo elula kubagculeli kunye nabaphuli-mthetho be-cyber. Ukugculelwa kweewallets kunye neendawo zokutshintshiselana kudale inkxalabo kwaye kugxininisa imfuneko yokuphucula ukhuseleko. Kukho idatha eninzi ekhula eqokelelwa kwinkqubo ekufuneka i-AI ikwazi ukuyihlalutya kwaye ichonge izoyikiso ze-cyber ezinokubakho. Ngokuhlalutya imijelo yedatha ngexesha lokwenyani, i-AI ingaqaphela ukuziphatha okungaqhelekanga kwaye mhlawumbi ibonise izoyikiso ezinokubakho phambi kokuba zenzeke. Ukuchonga iphethini ebonwe kuhlaselo lwe-ransomware lwangaphambili olujolise kwiindawo zokutshintshiselana umzekelo, okanye ukwanda komthamo wetrafikhi ukusuka kuluhlu lwe-IP oluchongwe njengoluyingozi kunokunika amaqela okhuseleko ixesha lokuphendula kwaye athathe amanyathelo okuthintela uhlaselo olunjalo.

I-AI inokuba nako ukongeza imilinganiselo yokuziphatha kwizixhobo zokhuseleko ezifana ne-MFA ukuze ichonge iingxaki ezinokubakho. Iialgorithm ze-AI zingasebenzisa idatha yangaphandle efana nendlela umsebenzisi abamba ngayo isixhobo, indlela abachwetheza ngayo kunye neminye imiba ukuze ichonge ukuziphatha okungaqhelekanga kwaye ifune inqanaba eliphezulu lokuqinisekisa kumsebenzisi.

Njengoko i-AI ikhula, ukudibanisa ezi ntlobo zamandla kwi-wallets kunye neendawo zokutshintshiselana kunokuphucula ukhuseleko lwenethiwekhi ngokusebenzisa iialgorithm zokufunda ngomatshini eziphambili kunye nokuzenzekelayo okuqhutywa yi-AI ukuze kuphendulwe ngokukhawuleza kwizoyikiso ezinokubakho.

Ukusetyenziswa kwe-AI kwiipuli zokumba i-Bitcoin

Njengoko kuchaziwe ngaphambili, kukho izibonelelo ezinokubakho kwinkampani xa idibanisa iinkonzo ze-AI kunye nokumba i-Bitcoin, kodwa oku kuza nemingeni ethile. Amandla e-AI okufunda, ukuziqhelanisa kunye nokwenza iinkqubo zisebenze kakuhle anokwenza ukuba kube lula kwiziko ledatha, avumele abavukuzi ukuba benze izigqibo ezizizo malunga nokuba bangena nini emsebenzini wokumba ngokusekelwe kutshintsho lwamaxabiso ombane. Ukwenza ukusetyenziswa kwamandla kusebenze kakuhle kunokunceda ekunciphiseni iimfuno zamandla ngokubanzi kwaye ke kunciphise umkhondo wekhabhoni. Ngokwengxelo yakutshanje ye-KPMG, ukumba i-bitcoin kunegalelo ekuzinziseni iigridi zombane kwaye kunokusebenzisa amandla avuselelekayo awayeza kulahlekwa. Ukusebenzisa i-AI kule nkqubo kunokunceda ukwenza le nkqubo isebenze ngakumbi.

Nangona kunjalo, okwangoku kukho imida ethile ekufuneka ithathelwe ingqalelo:

• Izithintelo Zesixhobo: I-ASICs zokumba i-Bitcoin azihambelani nemisebenzi ye-AI, ngoko inkampani yokumba kufuneka ityalomali kwi-GPU okanye i-TPU ze-AI. Ngokuchaseneyo, iziseko ze-AI ezisekwe kwi-GPU okanye i-TPU azizukusebenza kakuhle ekumbini kune-ASICs ezizinikeleyo kwaye akulindelekanga ukuba zisebenze kakuhle ngolu hlobo lwetekhnoloji yangoku.
• Ulawulo Lwamandla: Ukumba kunye ne-AI zombini zifuna amandla amaninzi, kwaye ukuqhuba zombini ngobuninzi kunokuxinzelela izixhobo zalapha. Inkampani kufuneka ibe nesicwangciso esiphuhliswe kakuhle solawulo lwamandla ukuphepha iindleko eziphezulu okanye iingxaki zomthetho.
• Ukulinganisa Imithwalo yomsebenzi kunye Nezinto Ezibalulekileyo: Imisebenzi yokubala ye-AI ihlala inamaxesha okugqiba kunye ne-SLA ekufuneka ihlangatyezwane nazo, ngelixa ukumba i-Bitcoin kuyinkqubo eqhubekayo. Ukulinganisa imithwalo yomsebenzi kufuna ishedyuli enenkathalo kwaye kunokukhokelela kutshintsho ekusebenzeni okanye ekufumanekeni.
• Iimfuno zenethiwekhi kunye neziseko zokugcina: I-Bitcoin ifuna i-bandwidth encinci ukudibanisa kwinethiwekhi, i-AI compute iza kufuna ukuhambisa idatha eninzi efuna unxibelelwano olukhawulezayo. Iimfuno zokugcina ziya kwahluka - i-Bitcoin ilungiselelwe ukufuna indawo encinci yokugcina ukuze nabani na akwazi ukuthatha inxaxheba ngesixhobo esisezantsi. Imithwalo yomsebenzi ye-AI iza kufuna indawo enkulu yokugcina.

Imingcipheko

Njengoko umzekelo ongentla ubonisa, kuya kubakho ukusetyenziswa kwe-AI kwindawo yedijithali okungakhokelela kwiziphumo ezingalindelekanga ngokupheleleyo. Uninzi lwazo aluyi kudala xabiso langempela. Kwihlabathi elidijithali ngokupheleleyo kulula kakhulu ukuqalisa i-memecoin entsha okanye ukukhuthaza esele ikhona ngaphandle kolawulo oluninzi kuba akukho nxibelelwano kwihlabathi lomzimba.

Ukuqonda nokuba nolwazi ngale meko kuya kunceda iinkampani ukuba zikwazi ukuhamba kweli lizwe litsha eliguqukayo ngokukhawuleza kwaye ziphephe ukuzibandakanya kwiiprojekthi zokuvavanya ezifana nale kwindawo ye-‘crypto’, endaweni yokugxila kwi-Bitcoin. Iimpawu ezizodwa ze-Bitcoin zokuba ixhomekeke kwi-"proof of work" efuna izixhobo zokwenyani ezifana namandla ombane kunye namandla okusebenza zinciphisa lo mngcipheko kwaye ke yesisombululo esikhuselekileyo ngakumbi sokwakha phezu kwaso.

 7.4.6 Isiphelo

Ukudibana kobuchwepheshe be-Bitcoin kunye ne-AI kubonisa amathuba abalulekileyo kuzo zombini ishishini, kunye neziseko ezabelwana ngazo kunye nezakhono ezihambelanayo eziqhuba izinto ezintsha, njengoko i-Bitcoin inika:

• Intlawulo ekhawulezayo, egqityiweyo
• Ukubala okungadingi kuthembana
• Amandla okulawula iintengiselwano ezinzima
• Isebenza kumaleko osisiseko okhuselekileyo

Nangona kukho imingeni, amandla okusebenzisana kunye nophuhliso oludibeneyo makhulu.

Iziqhoboshelo

1. Ukwakha iintlawulo zomatshini ukuya komatshini kwihlabathi liphela usebenzisa i-Lightning:https://www.youtube.com/watch?v=6u1G8QIDuNU
2. https://docs.lightning.engineering/the-lightning-network/l402
3. https://github.com/lightninglabs/aperture/tree/master
4. Iinkampani zeBitcoin Mining ezongeza i-AI kwiphothifoliyo: Applied digital, Hut8, Iris Energy
5. I-crypto meme coin kunye ne-AI:https://www.coindesk.com/news-analysis/2024/10/16/crypto-degens-baited-an-experimental-ai-bot-into-promoting-a-token-its-now-up-16000/
6. https://dreams-of-an-electric-mind.webflow.io/
7. https://cruxpool.com/blog/how-using-an-ai-computer-for-bitcoin-mining-will-change-everything/
8. https://www.forbes.com/sites/digital-assets/2023/12/08/ai-and-bitcoin--a-synergy-for-the-future/
9. https://caseorganic.medium.com/who-killed-the-micropayment-a-history-ec9e6eb39d05
10. https://www.microstrategy.com/bitcoin/bitcoin-for-corporations